Is it a scam not to take a car loan? In short, there is no need to take a bus. Lending on the same day is still very attractive to people who need money badly. But some scammers, with the same slogan, attracted many customers and then accidentally fell into the trap dug by scammers in advance.

Expose non-parking loan fraud

First, take advantage of the borrower's urgent demand for funds.

Automobile mortgage has the characteristics of fast loan, high interest rate and short term, which is suitable for people with capital turnover needs. Therefore, most borrowers who apply for automobile mortgage are eager for funds, and criminals use this psychology to attract them with small advertisements and simple and convenient loans.

Second, the borrower did not read the contract carefully.

Few people read the loan contract carefully when signing the contract. There are so many terms that many people can't understand them, so they just flip through the labels. Here comes the trouble. Unreasonable agreements, repeated charging items and additional conditions in the contract will cause economic or other losses to the borrower.

Third, borrowers are easily confused by pseudo-professionalism and pseudo-formality.

Throughout the process, criminals are following the normal loan process: pre-loan evaluation; Both parties agree; Sign a contract; Loan, this method is very confusing and hidden. The borrower thought it was professional and formal, so he relaxed his vigilance and was cheated.

Four, the borrower does not give a receipt to defraud the deposit.

Just like Mr. Liu, the borrowing company receives a deposit (cash) but does not give a receipt. Once the borrowing company temporarily changes its mind, the deposit will be deposited. Then there is no proof of rights protection.

Fifth, the loan channels are not standardized.

Many deceived people, like Mr. Liu, were confused by the small advertisements of small loan companies, which led to being cheated. Therefore, everyone tries to borrow money through formal channels, and we must look at each other's qualifications and whether they have a business license.

6. Towing the vehicle in the name of violating the contract

The above commercial forms are very popular in society. The borrowing company installed GPS in the car, then towed the borrower's car privately for reasons such as overdue repayment or non-performance of the contract, and then charged a high penalty and towing fee. If they don't pay, they will transfer the car or auction it. What's more, they will resell the car directly, causing the borrower to suffer losses.

Million car purchase subsidy