1. The standard platinum card of Minsheng Bank generally has a limit of 50,000-65438+million, with an annual fee of 600 yuan, and the unlimited limit is exempted for 8 times in the first year, and the annual fee is exempted for 50,000 in the second year. Of course, the credit card limit is determined by the bank according to the applicant's personal qualifications. Therefore, the amount of platinum card applied for by everyone is different. If you want a higher quota, make sure your personal qualifications are higher. The credit line of Minsheng Credit Card is as follows: ordinary card: the credit line is 3000- 10000, the annual fee is 100, the first year is 1 credit card is swiped for 8 times in the second year. Gold card: amount 10000-50000, annual fee 300. Free of the annual fee for the first year when opening the card, and free of the annual fee for the next year when swiping the card for 8 times in the current year. Standard Platinum Card: 50,000-65,438+10,000, annual fee of 600, unlimited 8 times in the first year, and annual fee of 50,000 in the second year. Luxury platinum card: 654.38+10-200,000 yuan, with an annual fee of 3,600 yuan, and the annual fee of 960,000 yuan will be exempted in the following year. Diamond card: 200,000-1 10,000, annual fee 1 10,000, and the annual fee can be waived if the card is swiped over 2.7 million in the following year.

2. Minsheng Bank Credit Card Gold Card has the following advantages: preferential points policy, users can get 100 points for spending 100 yuan by swiping the card. Through my own method, I calculated that the integral of 100 is about 0.279 yuan. Credit cards will give high aviation insurance. Cardholders use Minsheng Bank credit card to pay the full amount of air tickets or more than 80% (inclusive) of the tour fare, give away 8 million yuan of platinum card, 3 million yuan of gold card and 6,543.8+0,000 yuan of high aviation accident insurance, and can deliver tickets to their homes.

China Minsheng bank co., ltd (SSE: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, which was established in 1996 12. The main shareholders are Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance, Shi Yuzhu and so on. Minsheng Bank A shares were publicly listed on the Shanghai Stock Exchange on February 65438+, and Minsheng Bank H shares were listed on the Hong Kong Stock Exchange on June165438+1October 26, 2009. In 20 18, Fortune ranked 25th1in the Fortune Global 500 list.

What are the benefits of people's livelihood standard platinum credit card?

You can enjoy the following benefits:

1, go to the gas station to refuel and get the corresponding cashback.

2. You can enjoy efficient and caring medical services.

3. You can avoid the annual fee after swiping the card for a certain number of times.

4. Points earned by credit card consumption and other means can be used to redeem air miles.

5, you can enjoy the service of one yuan car wash.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Credit card advantage

Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.

You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).

It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.

Special merchants who hold cards in banks can enjoy preferential treatment.

Accumulate personal credit, add credit records to credit files, and benefit for life.

Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )

Credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card; (Most credit cards have no points for online payment, but online payment is very convenient and fast. )

Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )

Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.

The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

400 telephone or 5-digit short number prefixed with "9" provides 24-hour service, and the report of loss takes effect immediately, with zero risk of card loss.

Validity period: It is known that the validity period of domestic credit cards is generally three to five years.

Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.

Is elite platinum credit card worth doing? Equity evaluation, annual fee, quota.

Minsheng Elite Platinum Credit Card is a very popular and popular card of Minsheng Bank. It can be said that there are quite a few applicants for this card. So, is the Minsheng Elite Platinum Credit Card worth doing? Today, I will make an evaluation and analysis from three aspects: the rights and interests, annual fee and quota of elite platinum credit cards.

Rights and interests:

1. Cardholders can enjoy unlimited flight delay insurance throughout the year, with a maximum of 1 10,000 traffic accident insurance and a maximum of 1 10,000 aviation accident insurance.

2. Cardholders can enjoy 2 times points for overseas transactions.

Cardholders can enjoy fast customs clearance services at eight international airports in China and high-end hotels around the world, such as 3 pay 2 for check-in, 4 pay 3 for check-in, free breakfast for two, room upgrade and so on.

Edition cardholders can also enjoy the discount of Haitao's highest cash back 15%, as well as the cash back rights of world-famous museums and parks.

Comments:

The rights and interests of this elite platinum card of Minsheng Bank can be said to be quite rich. Whether it's flying, staying in a hotel, or spending shopping and traveling abroad, Haitao, etc. You have exclusive rights.

Annual fee:

The annual fee of Minsheng Elite Platinum Credit Card is 1800 yuan, and the supplementary card fee is not charged for the time being. Annual fee waiver. Activate on March 3rd19th, and you can enjoy the annual fee-free discount for the first year. And its annual fee will automatically deduct 200,000 points in the following year.

Comments:

There is no doubt that as a high-end platinum card, its annual fee is definitely quite high. However, compared with other high-end whites, the annual fee burden of people's livelihood elite whites is easier.

Not only is there a discount for exempting the annual fee in the first year, but the annual fee in the second year can also be exempted with points. Its consumption can accumulate multiple points, so it is not particularly difficult to reduce the annual fee.

Quota:

Minsheng Elite Platinum Credit Card is a high-end platinum card, with a high quota of 80,000.

Comments:

First of all, as a high-end white, this credit card is not fake platinum, so there will be no food card. Moreover, Minsheng Bank has always given a generous amount, such as 50,000 platinum cards and 80,000 credit cards. So the quota is also quite good.

The above is "Is Minsheng Elite Platinum Credit Card Worth Doing?" The answer. Regardless of the rights and interests of the card, the amount of the card or the annual fee policy, Minsheng Elite Platinum Credit Card is a very good high-end platinum credit card.

Minsheng Bank Elite Platinum Card Quota

Minsheng Elite Platinum Card is a high-end credit card with a credit limit of over 50,000 yuan. Many card friends said that this credit card can be called a small centurion, with a basic batch of 80,000 and even a credit line of several hundred thousand.

It is understood that people's livelihood elite platinum card is suitable for high-end business customers to apply, and its rights and interests are quite exciting, including airport CIP, airport VIP room, PP card, road rescue and so on.

China Minsheng Bank was formally established in Beijing on [1]199665438+10/2. It is the first national joint-stock commercial bank initiated by private enterprises in China. China Minsheng Bank Credit Card Center, as a branch-level franchise institution of Minsheng Bank, was established with the approval of China Banking Regulatory Commission on August 1 1 2006. After fourteen years' accumulation, it has become one of the leading brands in the credit card industry in China. Minsheng Credit Card Center has set up 1 12 branches nationwide, with nearly 10000 employees nationwide.

Development history

China Minsheng Bank Credit Card was officially issued in the Great Hall of the People on June 16, 2005. On August, 2006 1 1, China Minsheng Bank Credit Card Center was established. On June, 4, 2007, it obtained the People's Republic of China (PRC) Financial License and began to operate with a license. On September 5, 20 13, the (Chengdu) back-office operation center was established, which provided strong operational support for the business development of the card center.

Over the years, the good business performance of Minsheng Credit Card has been recognized by all walks of life, and its brand awareness is increasing day by day. Won a series of awards and honors: 20 15 won the "20 15 unionpay card business specification advanced award"; 20 1 1 1 2006, won the "Comprehensive Demonstration Unit Award" of the 4th China Banking Excellent Customer Service Center; In August of 20 17, it was awarded the "Best Innovation Project Award of China Financial Industry in 20 17" by IDC; February 20 18 was awarded "20 16-20 17 System Civilized Unit of CBRC"; 165438+ 10 month, won the "Best Consumer Digital Bank in China"; 20 19 was awarded the title of "National Advanced Unit for Cultural Construction of Financial System".

By March 2020, the cumulative number of cards issued by Minsheng Credit Card exceeded 58 million, and all indicators continued to lead the industry.

corporate culture

The brand-new slogan of Minsheng Credit Card "Trust Always" was officially released on June 20 18 16, 13 card issuing anniversary. The word "letter" shows that Minsheng Credit Card adheres to the principle of good faith and regards the values of good faith as the fundamental magic weapon for enterprises to stand on the market, which is in line with the brand slogan of "Good faith for the people and common development" of Minsheng Bank Head Office. "Doing it for a long time" expresses the vision of Minsheng Credit Card to accompany customers and create a better life, and it is also the confidence and requirement of Minsheng Credit Card for future development.

Minsheng Credit Card, as a practitioner of social responsibility, never forgets to repay the society and actively participate in public welfare undertakings in the process of development. Minsheng Credit Card actively assisted the primary schools severely affected by the "5. 12" Wenchuan earthquake and donated money to build "Minsheng Credit Card Cuizhu Hope Primary School". In the past ten years, in addition to building infrastructure for Hope Primary School in Zhu Zhu, we have also organized employees to donate books and materials from time to time, and since March 20 12, we have continuously sent outstanding employees to teach in primary schools, so as to build a bridge for children in mountainous areas to communicate with the outside world. Minsheng Credit Card effectively extends the concept of "corporate citizenship" to poverty alleviation, education, environmental protection and many other fields, and strives to become the pioneer of financial feedback to society, winning praise and affirmation from all walks of life, and creating a relaxed social environment for the realization and long-term development of enterprise market goals.

What are the three platinum cards of people's livelihood?

There are no types of standard platinum cards for people's livelihood. Minsheng Platinum Card is a bank card launched by China Minsheng Bank. The annual fee of Platinum Card Standard Edition is 600 yuan, with an interest-free period of 20-50 days, and the minimum amount owed should be 10%. Among all kinds of card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 654.38+million cards, ranking among the best in China.

1, Minsheng Platinum Card is a bank card launched by China Minsheng Bank. The annual fee of Platinum Card Standard Edition is 600 yuan, with an interest-free period of 20-50 days, and the minimum amount owed should be 10%.

2. Benefits of Minsheng Standard Platinum Credit Card:

(1) Aviation service: No matter what level of flight seat you take, you can directly enter the China Minsheng Bank Airport 18 VIP lounge for free, and a special person will handle all the boarding procedures for you. Diamond credit card holders can enjoy exclusive private space in more than 450 airport lounges around the world.

② Preferential travel service is guaranteed: As a distinguished guest of Minsheng Platinum Credit Card, we provide you with the most comprehensive and thoughtful travel guarantee of domestic banks. The first ultra-high insurance with a maximum of 8 million yuan will benefit you and your peers.

3. Hotel service: Minsheng Platinum Credit Card VIP line, you can easily book top hotels in the world, bringing you extraordinary privileges such as free broadband, free breakfast, free upgrade, preferential check-in and cumulative upgrade!

④ Road rescue: With Minsheng Platinum Diamond Credit Card, you can enjoy nationwide 24-hour road rescue service, allowing you to enjoy unlimited road emergency rescue in nearly 300 cities across the country (excluding Hongkong, Macau and Taiwan Province Province for the time being), and truly realize the perfect idea of "one card in the world".

⑤ Global exclusive route: As a trapeze, you pay more attention to the quality and quality of life. Minsheng platinum diamond credit card, especially provides you with preferential services on many European and American boutique international routes.

How about Minsheng Credit Card? Which is the better transportation?

Minsheng's credit card system is doing well, with less than 40 cards, and everything is available for eating, drinking, shopping and entertainment. In particular, the layout of aviation co-branded cards is longer 18cm than that of many banks such as China Merchants Bank, Shanghai Pudong Development Bank, China Everbright Bank and Ping An Bank, and they are all iron cocks in the ribs of aviation cards.

Bank of communications credit card. The preferential strength is relatively large, and the credit card preferential strength of Minsheng Bank is relatively small, so the credit card of Bank of Communications is better.

People's livelihood characteristics.

1) is easy to get off the card, which is guaranteed. Minsheng Credit Card is full, 1-65438+ ten thousand standard platinum, 50-10.5 million elite white,10-300 thousand luxury white,10-500 thousand AE white, 300 thousand diamond card, 500 thousand black gold card, 654.3.

2) The amount of money is OK. The new card will be raised for half a year, and then there will be a chance to flop every three months. Some people are favored once every three months, while others are even worse. If they stay alone in an empty boudoir for a year or two, they will miss you every day, which is probably the farthest distance in the world.

3) Interest-free period. The longest interest-free period is 5 1 day, and people's livelihood is so strong, which is one centimeter longer than Everbright and Pudong.

4) Temporary toxicity. During the use of temporary quota, fixed quota cannot be adjusted. It is dangerous not to wave colorful flags when you see wild flowers. The temporary quota for people's livelihood is relatively short, even less than one month, so it doesn't matter.

5) Slightly sticky. Sell insurance and commemorative coins, sell them in large installments, and give you send warm or something. Please bear it.

6) Loose risk control. People's livelihood is quite a general, and people in Jianghu call it a small ICBC. You can brush it, but I lost by reducing the card. If you are really shot, you can only blame yourself for being cruel.

7) Grace period. There is a three-day grace period every month. If you don't repay after the grace period, you won't apply for credit immediately. You only need to pay off the arrears or pay the minimum repayment amount before the next billing date 17:00, but there will be liquidated damages and interest.

8) Don't mind Cardo. Commercial banks are busy fishing for people, and it is not the most important thing to have more cards. I will give you as many cards as possible.

9) product point. Minsheng built a less powerful shopping mall with accumulated points. Platinum rights can be redeemed by accumulating points, and there are quite a few things that can be redeemed. The premise is that you are in a big city, a very big city, otherwise many rights and interests will not be enjoyed.

So much for the introduction of Minsheng Platinum Credit Card.