Yes According to the information inquired by Aiqi, Laixianghui is an Internet financial product, similar to P2P peer-to-peer lending platform, and its slogan is "Let integrity create wealth". However, as of April 7, 2023, according to the national regulations and the announcements of several regulatory authorities, there is no legal qualification certification and supervision for Internet financial platforms such as Lai Xianghui, so it belongs to pyramid schemes.