That is, the cash you give to the developer is the down payment. When you go to the bank for a loan, the bank will calculate the monthly repayment according to the total amount of your loan, that is, the monthly payment.
Second, what are down payment and monthly payment?
When buying a house, if you don't have enough savings, you can pay part of it first and then borrow from the bank. The minimum down payment for the first home purchase in this province is 30%, and the down payment for the second suite is over 60%. Monthly payment means paying interest and principal to the bank every month.
3./kloc-What does the down payment mean when buying a car in October?
What does it mean to buy a car with 0 down payment and 0 monthly payment? Generally speaking, the down payment for a loan to buy a car is 30%. If you are engaged in activities, some models can have zero down payment or 20% down payment.
At present, the traditional mortgage car purchase business of banks is shrinking day by day, and it is replaced by credit card installment payment and auto finance company loans. These three loan car purchase modes are suitable for consumers. Customers need to choose their own models and then discuss with 4S stores, because not all models agreed by car dealers and banks may be in short supply, and 4S stores may give customers a discount.
In addition, when buying a car with a loan or charging various financial service fees, notarization fees, renewal deposits and other fees, consumers should not rush to give money, but ask more questions. Be sure to read the contract clearly, ask clearly and ask more why. Every bill is well stored.
What does Emgrand 0 down payment and 0 monthly payment mean? You have to ask the 4S shop how to explain it. It's just a way of saying that 0 down payment is not much. Of course, it may be 0 down payment, that is, you only need to pay it back every month, and 0 monthly payment means, for example, you don't have to pay back the car loan for one year, and the interest in the second year after buying a car is unknown.
Now in some places, in order to sell cars, there is a down payment of 50%, and then the remaining five kinds will be paid in the next year. I've heard of it. I have never seen a down payment of 0 and a monthly payment of 0 (no monthly payment in the first year), which is equivalent to selling the car next year. I don't think this situation is possible. 4S stores need a lot of working capital.
Property 0 down payment 0 interest 0 monthly payment is nothing.
What is the 0 down payment and 0 monthly interest rate in car home? These are just slogans such as zero interest, but they all have higher requirements. It is recommended to consult in detail before going.
Lexus 0 0 down payment 0 0 interest rate. 50% down payment, loan term 12 months.
For example, if you bought a car for 500,000 yuan today and gave it to a 4S shop for 250,000 yuan, you won't need to take money next month. Do not have the conditions, such as houses, mobile banks, and so on. . .
King Kong 0 down payment, 0 Geely fine steel, installment payment.
What do you mean by a down payment of 30 thousand and a monthly payment of 90? That is, the down payment developer can help you pay in advance, and then pay it back within the agreed time, 90 yuan every day, 2700 yuan per month. It is recommended to go to the sales office to know the specific apartment type.
What does it mean to buy a car with a loan, with a two-year interest rate of 0 and a monthly loan for 700 yuan? It means to pay part of the down payment, interest-free for two years, monthly payment to 700 yuan, and pay it off after two years.
What does "zero monthly payment" mean? Zero monthly supply means zero monthly supply burden. After deducting the down payment, the remaining money will be paid in one lump sum after one year of consumption, and users do not need to pay monthly within one year. If the user needs to postpone the loan after one year, he can continue to apply for the loan.
4. What do you mean by down payment and monthly payment?
The down payment is the first payment when consumers buy valuables. For example, they buy a set of1100,000 commercial housing, and the buyers pay 400,000 yuan, which is the down payment of 400,000 yuan.
Monthly payment refers to the principal and interest paid every month for purchasing commodity loans and installment payments.
For example, Wang Mai bought a 300,000-yuan car, borrowed 6.5438+0.5 million yuan, and paid the bank 2,000 yuan in principal and interest every month, which is the monthly payment.