Tips: In principle, medical insurance is unified at the municipal level, so the regulations are different in different parts of the country, so we must look at it according to local specific conditions.
First, the main purpose of the medical insurance card
1. The main purpose of medical insurance is to pay for outpatient treatment.
2. Medical insurance has other uses. You can use this money to buy drugs (over-the-counter drugs), medical instruments, thermometers, sphygmomanometers and other auxiliary inspection equipment at designated pharmacies.
Second, how to use the money in the medical insurance card account?
As we all know, employee medical insurance is generally divided into individual accounts and unified accounts.
Personal accounts can be paid
1, drug purchase expenses of designated retail pharmacies, outpatient and emergency medical expenses
.
It is used to buy commercial insurance and accident insurance, etc.
3, the basic medical insurance fund to pay the following medical expenses.
4, more than the basic medical insurance fund payment standard, the individual shall bear the expenses in proportion.