; ? Micro-loan network is a professional service platform for automobile mortgage, which is quite famous in the industry. Most people have bought cars these days, and once they are short of money, they will think of vehicle mortgage loans, because this way has a high amount of funds and a fast payment. What about micro-loan car loans? What products are there? How much is the interest?

First, the official publicity of the micro-loan network

As the main business of micro-loan network, vehicle mortgage loan is in a prominent position of "I want to borrow money".

Slogan "Borrow if you have a car. If you borrow the car, you can drive. "

This is an obvious mortgage loan, which belongs to the mainstream automobile mortgage;

Judging from the application conditions, the threshold is still relatively low, and the income above 2000 can be handled;

The maximum amount is 500,000, and the loan is reviewed for 2 hours, and the monthly comprehensive rate is as low as 0.55%;

From the introduction, it is very suitable for car owners, with high quota and fast payment;

Compared with bank loans, it is more flexible and convenient.

2. What are the auto mortgage products of the micro-loan network?

1, car loan

Mortgaged vehicles need to go through the mortgage registration formalities at the vehicle management office and provide relevant vehicle documents. There are many modes to choose from, such as GPS non-stop and parking, and the amount and handling fee will be different.

2. Owner's credit loan

Suitable for owner's credit loan. You don't need to register a mortgage. Enter the owner's information to get a loan.

3. What is the loan interest of the micro-loan network car?

Official website, a micro-loan network, shows that the minimum monthly interest rate for car loans is 0.55%. Because there are some handling fees for car loans, not just interest. The monthly interest rate of car owners' credit loans is between 0.6% and 0.8%, which is relatively reliable from the interest rate shown by official website alone, but this interest rate changes according to users' qualifications, and everyone can choose freely according to their own needs.

How to borrow a small loan in automobile mortgage? Apply for a car owner loan

; ? Micro-loan network is an internet financial service platform focusing on automobile mortgage. It was officially launched in July, 20 1 1, and its headquarters is located in Hangzhou. On this platform, users can borrow money, and the micro-loan network is an information docking platform for both borrowers and borrowers. So, how to get a small loan in automobile mortgage? Let's get to know each other.

How to borrow a small loan in automobile mortgage?

You can apply for "owner loan" directly on the micro-loan network. As long as you have a car under your name and go through the formalities of vehicle mortgage, you can realize the loan.

First, the micro-loan network owner loan application conditions

1. The borrower is older than 18 and less than 70;

2. The borrower has a car, the mortgaged vehicle is a free vehicle, and there is no car loan at present;

3. The age of the mortgaged vehicle is more than 1 month and less than 10 year;

4. Mortgaged vehicles need to go through mortgage registration procedures at the vehicle management office;

5. Vehicle documents are complete, that is, vehicle registration certificate, vehicle driving license and driver's license are required.

Second, the characteristics of micro-loan network owner loan products

1, the maximum loan amount is 200,000, and the approval is fast;

2. After approval, the loan can be released as soon as 1 hour;

3. The repayment period is flexible, and it can be chosen arbitrarily from 3 days to 36 months;

4. The loan rate is low, the monthly comprehensive rate is as low as 0, and there are various service modes such as GPS non-stop and parking.

Third, the micro-loan network owner loan application process

1. Fill in your name and my mobile phone number in the real-name registration system, submit the application online, and the results will be available in 10 second at the earliest;

2. Check the car in the store, free of charge, and the fastest 10 minute to evaluate the value of the car;

3. Go through the loan procedures and determine the loan amount, loan interest rate and repayment period;

4. Issue loans and get bank cards.

The above is about "How to borrow a small loan in automobile mortgage". I hope it will help you.

Can't I borrow a credit loan from the owner of the micro-loan network? See what to do!

; ? After entering 20 19, the online lending platform with the background of listed companies is even more popular. So many people go to the micro-loan network to apply for car owners' credit loans. However, some people found that their own micro-loan network master credit loans could not be borrowed. Here, I will tell you what's going on.

Because the owner's credit loan of micro-loan network is a pure credit loan product, the borrower is not required to mortgage the vehicle, so the comprehensive credit requirement for the borrower is relatively high, and the final judgment will be made before lending. For people with insufficient comprehensive credit, they will encounter the situation that they can't borrow the quota.

What should I do if the credit loan of the owner of the micro-loan network is not available? Here, I will introduce some countermeasures to you.

1, found the problem

In order to solve the problem that the owner of micro-loan network can't borrow credit, the first thing we have to do is to find the problem, and then we can prescribe the right medicine. The specific reasons why the credit line of the owner of the micro-loan network can not be borrowed are: insufficient credit information of the central bank, insufficient repayment ability, invalid application materials, poor car use records and so on.

2. Improve your comprehensive credit.

After discovering the problem, everyone should find ways to improve their comprehensive credit. I suggest you do this:

(1) Improve personal information according to the situation and ensure that all information is true and effective;

(2) Reduce its own liabilities, strive to increase its income and improve its repayment ability;

(3) Pay attention to protecting your personal credit information and pay off all kinds of loans and credit card bills in time.

To sum up, it is because of the lack of comprehensive credit that micro-loan network owners can't borrow credit lines, so we need to further improve our comprehensive credit.