The amount of life annuity insurance (dividend type) is 654.38 million yuan, and the annual payment amount should be calculated according to the age of the insured. For example, Deng Moumou (male), 30 years old, is insured by Murray Jinsheng A, with the first-year premium of 28,065,438+00, the basic insurance amount of 65,438+00,000 yuan, and the guaranteed benefits are as follows:

Emily jinsheng 1:

At the age of 35, he received a caring fund of 6,543,800 yuan; 36 to 64 years old, receive 2000 yuan a year; At the age of 65, he received a one-time birthday bonus of 6,543,800 yuan; From the age of 65, he will receive a pension of 2,500 yuan per year; At the age of 85, he received a one-time longevity gold of 6.5438+0.4 million yuan.

Share the company's operating bonus for life: if he dies before the age of 85, pay the cash value and the larger value of the premium paid; If he dies after the age of 85, he will get cash value.

Additional China:

Bed fee and meal fee: 500 yuan/day; Hospital operation fee: up to 200,000 yuan/year; Chemotherapy and radiotherapy for cancer: up to 200,000 yuan/year; Other hospitalization expenses: up to 200,000 yuan/year; Special outpatient medical treatment: 40,000 yuan/year.

Not limited to social security, self-funded drugs can also be reported, with an annual deductible of 5000 yuan. National hospitals above the second level will compensate. With social security 100%, without social security 80%.

Tian Li is everything:

Annuity: after the fifth year, you can apply for an annuity and pay it according to the smaller of the value of the policy account and 20% of the premium paid.

Death insurance: pay the value of universal account, and guarantee the value for life.

Personal accounts compound interest every month, with a guaranteed interest rate of 2.5%, and wealth continues to accumulate.