First, spend carefully and save money.
The first step of "reviewing 30, making up 60 and making up 90" is to be careful and frugal. The first step of family financial management is to control expenditure and avoid waste and unnecessary expenditure. We can start with our daily life, such as reducing the number of eating out, avoiding unnecessary consumption, shopping within our means, avoiding excessive consumption and so on. Spend 30 yuan saved every month on financial management, which is an important part of financial planning.
Second, financial investment and asset appreciation.
The second step of "reviewing 30, supplementing 60 and changing 90" is to invest in wealth management and increase assets. Financial investment is an important financial planning method, which can help us increase assets and improve financial security. We can choose suitable financial products, such as bank deposits, funds, stocks, bonds and so on. And realize asset appreciation by investing in these products. Re-investing in 60 yuan every month to realize asset appreciation is also one of the important means of family financial management.
Third, long-term holding, stable income
The third step of "review 30, make up 60 and make up 90" is to hold it for a long time and stabilize the income. When conducting family financial management, we should treat investment with a long-term and steady vision, not blindly pursuing high returns and not being affected by short-term fluctuations. We should choose long-term and stable financial products, such as index funds and long-term government bonds. Holding these products for a long time can obtain stable income and improve the safety of funds.
In a word, the slogan of "30 for 60 for 90" is a simple and practical slogan of family financial management, reminding us to spend carefully, invest in financial management and hold it for a long time to realize asset appreciation and capital security. In family financial management, we should pay attention to planning and implementation, formulate reasonable financial planning and investment planning, choose suitable financial products, realize the growth of wealth and ensure our financial security. At the same time, we should also pay attention to risk management, have a clear understanding of investment risks, and choose investment products suitable for our risk tolerance.