When buying a car, you need to book a lucky day and pick up the car. This will give you a chance to lift the good car, which is good for you. The quality is stable and accidents are not easy to occur. You should choose a beautiful day, avoid collision with you, avoid driving day and rest day. Generally, it is advisable to pick up the car all day, working day, fixed day and all day.
In fact, when buying a car, everyone knows that choosing a good day will not only be good for themselves, but also get more blessings in the future. Besides auspicious days, auspicious times are also very important. According to feng shui, auspicious time is usually in the morning. At this time, there is plenty of sunshine, and no matter what you do, you will be full of energy, so that the car collection will be smoother. Besides, there will be plenty of light in the morning. In this way, problems will be found in time when the car is collected and inspected. Therefore, it is very necessary to choose auspicious time, and it is also very necessary to choose the right auspicious time.
When is the car discount 1? A few years later (March and April)
March and April after the Spring Festival are the off-season for car sales. Consumers who want to buy a car will generally choose to leave many years ago and go home happily for the New Year, with dignity and scenery. I believe that most consumers will spend a lot of money in the new year. After the New Year, everyone tightened their belts. Who has money to buy a car? Therefore, at this time, the auto market has entered the off-season. Manufacturers and distributors must offer discounts to maintain off-season sales. There may also be a spring bag.
2. Summer (July and August)
July and August are the traditional off-season of the automobile market. After entering the end of June, the automobile market sales began to decline. In the off-season, 4S shopping malls will launch various price reduction activities. For consumers, this is a good season to buy a car. But consumers don't seem to pay for it. Many consumers think that businesses will launch more preferential activities from September to National Day, so they all hold a wait-and-see attitude.
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3. End of the year (1late October to early February 165438+)
65438+February is the final stage of dealer impact performance evaluation. After completing the task, you can not only get a good rebate from the manufacturer, but also return the funds as soon as possible during the year. Many dealers will spontaneously reduce prices and promote sales, shouting slogans such as "dumping inventory", "clearing inventory" and "completing the task", and even "selling without making money" or "selling at a discount". However, by the end of 65438+February, the price will generally return to its original state, so that you can eat enough before the Spring Festival. So 1 1 the middle and late period to 65438+early February is a good time to buy a car.
4. Large-scale auto show
Auto show is a large-scale group buying activity and a good opportunity for dealers to take a walk. When major brands get together, it is inevitable that there will be a price comparison. In order to retain this huge potential source of customers, dealers will come up with the lowest price and more gifts to attract consumers. Buying a car at the auto show, in addition to getting a reliable price, generally there are thousands of extra gift packages.
5. Unpopular+old money+inventory
Unpopular, stock, old money. Generally, these three modes have good priority intensity. When buying popular models, we should pay attention to the preservation rate of future models. If you spend 200,000-300,000 to buy a popular model, you can only sell 70,000-90,000 after driving for three to five years. Won't you lose a lot of stock cars? If it has been parked for more than 8 months, it is recommended not to buy it. As for used cars, although my personal belief is to buy new cars instead of used ones. However, after the launch of new models, the old models are accompanied by good incentives. If the price is right, it is still appropriate to start.
Part of the advantage of buying a car by stages is that you can use the car in advance, which brings a lot of convenience. At the same time, buying a car by stages only costs a little money. Generally, the down payment is 20%, and some can even achieve zero down payment. The rest of the car money can be used to invest and manage money, solve the problem of capital turnover and create more income.
But buying a car by stages also has some disadvantages, that is, the application and approval process will be more troublesome. Bank loans are strict, and the approval rate is lower than that of external auto financing institutions. Although the approval rate of external car loan institutions is high, there may be cases of bundled sales, having to buy insurance in our store during the loan period and high handling fees.
Speaking of buying a car in full, it must be good to spend a lot of money on a car at one time. After all, there are no fees, interest and other miscellaneous fees for buying a car in full. Let's take a car of about 654.38+10,000 yuan as an example to calculate how much more expensive it is to buy a car by stages than to buy a car in full.
First of all, car loan institutions generally require a down payment of more than 30%, and most people will choose 36 repayment periods. After the down payment of 654.38+ 10,000 vehicles is 30% (30,000 yuan), the remaining 70,000 yuan loan is approved according to the annual floating interest rate of the central bank's benchmark interest rate, which is generally between 4% and 8%, and the handling fee of 654.38+ 10,000 vehicles is about 3,000 yuan.
Then it can be calculated that the interest for three years is 70000x5%x3= 10500 yuan. Plus the handling fee of 3,000 yuan, the car bought by installment loan is more than the whole car13,500 yuan.
To sum up, having the ability to buy a car in full is definitely better than buying a car in installments. If there is really financial pressure, you can also choose to borrow money to buy a car. However, it is best to shop around first to understand the interest and handling fees of various institutions, so as to avoid breaking the contract after signing the contract and causing unnecessary losses.