Xi 'an Bank adheres to the business philosophy of "Steady Operation, Serving the Society", persists in taking customers as the center, constantly promotes business innovation, enhances risk management capabilities, and provides strong financial support for the development of Shaanxi Province and even the central and western regions. Changan Bank has made remarkable achievements in just a few years by virtue of its business philosophy of marketization, rule of law and internationalization, which proves the effectiveness and foresight of its business strategy.

Xi 'an Bank continuously promotes business innovation, improves service quality and provides customers with more convenient and efficient financial services. Chang 'an Bank, on the other hand, has outstanding performance in science and technology investment, has advanced technology and equipment, provides online financial services, and provides customers with a more convenient and intelligent financial experience.