1. Car damage insurance: it belongs to commercial auto insurance, and the owner can choose to insure it voluntarily. It can mainly cover motor vehicle losses caused by insurance accidents, but it is also bundled with self-ignition insurance, glass insurance, burglary insurance and water-related insurance. No third-party insurance can be found, and deductible insurance is not sold together;
2. Third party liability insurance: it belongs to commercial auto insurance. After the main insurance accident, most car owners regard the three liability insurance as supplementary insurance for compulsory insurance, because the insured amount can be purchased at100000;
3. Seat insurance: it belongs to commercial auto insurance. Owners can choose which seats to insure when insuring. After the insurance accident, it can protect the personal injury or death of the insured seat;
4. Additional absolute deductible: it belongs to commercial auto insurance. If you buy three liability insurance, car damage insurance and seat insurance, you can choose to add it, with an absolute deductible of 0%-20%. After additional insurance, if an insurance accident occurs, the insured will bear the deductible, but correspondingly, the auto insurance premium will be cheaper;
5. Additional wheel separate loss insurance; It belongs to commercial auto insurance and can compensate for the loss of wheels.
6, increase the new equipment loss insurance; It belongs to commercial auto insurance, and parts such as modified sofas can be compensated.
7. Additional body scratch insurance; It belongs to commercial auto insurance, which can compensate the scratches of vehicles without obvious collision marks.
8. Cost compensation insurance during extra maintenance; It belongs to commercial auto insurance. During the maintenance period, a certain subsidy will be given every day to compensate for the lost time.
9. Additional vehicle cargo liability insurance; Belonging to commercial auto insurance, it can compensate for the loss of goods loaded by vehicles.
10 mental damage liability insurance; Belonging to commercial auto insurance, you can compensate the other party for mental damage.
1 1, additional legal holiday limit double insurance: it belongs to commercial auto insurance and can be added when purchasing three liability insurance. In the event of an insurance accident within the scope of three liability insurance on legal holidays, the insured amount can be doubled;
12, medical expense liability insurance other than additional medical insurance belongs to commercial auto insurance, which can compensate the other party's drug damage at its own expense.