2. Change your name if you have a house and a loan. Go to the bank to go through the mortgage change procedures first (please consult the bank for details).
How long can I get the real estate license after buying a house?
It is understood that the time to get the real estate license is different in different situations.
(1) Loan to buy a house
Within three working days after the signing of the treaty, the down payment of the loan will be delivered to the developer, and the loan institution will evaluate the loan agreement signed between the borrower and the bank or lending institution. Generally, after the down payment is made to the developer, you can get the real estate license in about half a year.
(2) Buy a house in full, and there is no loan.
Buying a house in full is on the appointment date agreed by the buyer and the seller. In this case, the down payment will be delivered to the landlord within three working days, and a copy of the transfer time of the real estate license will be signed.
Under normal circumstances, you can get a new real estate license within 20 working days after the transfer, and you can handle the transfer of real estate, water, electricity and coal.
(3) Buy a house in full, and the landlord has a loan.
Generally, in this case, you can get the real estate license within 20 working days after the house is transferred, and use the new real estate license to transfer the ownership, water, electricity and coal.
What should I pay attention to when I apply for real estate license in a new house?
(1) First of all, of course, take a look at your house purchase contract, which has the deadline for handling the real estate license. It is the offer clause in the developer's contract, and you can basically know the approximate time.
(2) When handling the real estate license, the owner should pay attention to the fact that the registered property owner of the real estate license should be present when receiving the license, bring his ID card and sign it. At the same time, related expenses should be paid, including deed tax, stamp duty and production cost.
(3) When handling the real estate license, the owner is required to hand over the contract, payment voucher, loan voucher, invoice, ID card and other materials or copies of sales reports to the developer, who will handle the real estate license on his behalf. The materials that developers need to prepare include all kinds of land payments, taxes and fees, and the acceptance and delivery procedures of commercial housing.
(4) If there is a mortgage loan for house purchase, you need to register the mortgage of real estate license at the loan bank.