In the case of no connection between collection and repayment, borrowers should be careful of this trap!
Some platforms will deliberately not accept it, waiting for the borrower to be overdue, and the online lending platform can wait for a high overdue fee. The collection will not be officially started until the amount owed by the borrower has doubled. As a borrower, you must be careful not to fall into such a trap!
Of course, in addition to the routines set by the platform, there may be many reasons for not accepting it. It is more common that the platform has been rectified and closed down. At this time, the borrower can basically not pay back the money. It is also possible that the contact information left at the beginning was wrong, which caused the platform to contact the borrower temporarily.
In short, the purpose of online lending platform is to make money from borrowers, and of course it will not give up collection for no reason. Since you owe money, you can't get away with it It's better to pay back some on time. Now, after online lending, borrowers have to bear the consequences. Every online loan will be collected by big data. After the introduction of the credit report of 100 banks, people with poor online loan records will be restricted from traveling and their children's schooling will be affected.
Therefore, it is necessary to know your credit status in time. If you don't know your own situation, you can pay attention to Bian Xiao, view your own situation in the menu, and save relevant data. In fact, in the final analysis, if you want to avoid the harassment of violent collection, don't be afraid of online loans. The best solution is to stay away from online loans as far as possible!