1. Know the number of installments and the handling fee.
Before applying for credit card installment, you must calculate the number of installments according to your own economic situation. If the installment is too short, the repayment pressure is still great, and it will be miserable if it is not repaid in the end; If the installment is too long, you will lose too much, because the longer the installment, the more the total handling fee will be charged.
2. It cannot be cancelled after successful installation.
Once Huaxia Bank's credit card installment application is successful, it cannot be cancelled. Even if you are able to repay all the debts now, the previous handling fee must be paid in full.
Moreover, after the installment, the credit card's available quota will also be occupied, and every time a part is returned, the available quota will be restored.
3. Repayment in advance is not refundable.
When handling the installment, you need to know whether the handling fee needs to be paid in installments or sexual intercourse. It should be understood that no matter which payment method is chosen, as long as the number of installments is selected, the handling fee cannot be changed. Even if the repayment is made in advance, the handling fee is indispensable. After the installment, even with the ability to repay in advance, the installment cost cannot be reduced.
Calculate well before installment, and be cautious in installment repayment. In addition, when you pay back every month, you must pay it back. If you miss one day, it will expire!
Huaxia Bank installment interest rate:
3, 6, 12, 18, 24.
1.50% 3.00% 8.40% 12.60% 16.80%