1, Hong Kong and Macao passes and passports are required; Proof of address/residence within 2.3 months; 3. Can provide domestic ID card, bank flow in the past three months, personal financial status and other related materials. ; 4. At least RMB 654.38+10,000 should be deposited when opening an account; 5. The account balance should be greater than 65,438+00 yuan within 3 months after opening the account. If the account balance is less than 10 yuan, a monthly service fee of 100 yuan will be charged.
The flowing water of the bank proves its economic strength well. After all, banks are financial institutions, making money is the first priority, and they will look down on people. Proof of address can be water and electricity list, bank credit card bill, etc. It's all kinds of documents with your address written on them. Hong Kong bank accounts also have various functions, which can be used for Hong Kong dollar savings accounts, Hong Kong dollar current accounts, foreign currency savings accounts, gold accounts, fixed accounts, stock accounts, fund accounts and so on. There is no problem with financial management and stock trading in the later period.
There are two kinds of HSBC personal accounts: one is called Excellence, and the deposit amount or total wealth management value needs 1 million hkd. If it is insufficient, the monthly management fee will be deducted from HK$ 380. Finally, last year, the Hong Kong Monetary Authority asked all non-Hong Kong residents (mainly mainland customers, you know) to check the purpose of opening an account. 2. If you are honest and say that you just want to send some foreign exchange or insurance to your child, and occasionally use a credit card to shop or something, then 100% of you will be rejected by pass, and there is no need to talk about it in the future. 3. So, when encountering this problem, try to be as tall as possible. We can talk about the recent interest rate hike by the Federal Reserve and the devaluation of the RMB, and we want to open an account in Hong Kong and enjoy the benefits brought by the appreciation of the US dollar. The possibility of success will be greatly increased. 4. In12, HSBC admitted that its anti-money laundering control was not effective, and paid a fine of1900 million US dollars, ending the money laundering charges filed by American regulators. As the leading brother of Hong Kong banks, HSBC is under great pressure. Now you may not even be able to open an account with the same name as a senior government official again and again. The threshold is high enough to trip Yao Ming. It is normal to be rejected. Just get used to it.