Author | Zhang Haodong
Encyclopedia of production and payment
Recently, based on the huge consumption scene, UnionPay launched the activity of "credit card enjoys colorful benefits in installments, free of interest, free of fun and free of handling fees" to reduce consumers' shopping pressure with tangible profits.
0 1
Interest-free relief, happiness is not expensive
China UnionPay Credit Card has launched a variety of staging activities to give users preferential treatment. Dozens of banks and many high-quality online and offline merchants in and outside the province enjoy 24 periods of interest-free and stress-free life.
The credit card installment activity time is from April 29th to August 3rd1. China UnionPay has launched a series of preferential activities with different banks, online shopping platforms, offline chain merchants and mobile phone manufacturers, including Pinduoduo, Suning, China UnionPay Express Mall, Xiaomi, vivo, Huawei and Glory.
To participate in Pinduoduo activities, you must use the designated bank credit card beginning with 62. The supporting banks are China Bank, China Construction Bank, Bank of Communications, China Everbright Bank, Minsheng Bank, Guangfa Bank, Shanghai Pudong Development Bank, Ping An Bank, Shanghai Bank, bank of dalian Bank, Jiangsu Bank, Chang 'an Bank and Zhongyuan Bank.
For different platforms and merchants, the activity time and supporting banks are different, but in essence, 24 credit cards are the highest interest-free, which not only satisfies the cardholder's longing for beautiful things, but also makes happiness inexpensive and accumulates credit card points as usual.
According to the payment habits of UnionPay cardholders, covering the activities to the main scenes of daily consumption, and then adding some platform's own relief, can maximize profits, give back to cardholders, further narrow the distance between UnionPay and cardholders, and provide financial help for the majority of cardholders.
02
Huimin continues to upgrade.
Credit card is one of the main tools for users to pay. Especially in the current environment, the frequency of credit card use is getting higher and higher, and the existence of interest-free period has become an important way to alleviate economic pressure.
However, the interest-free period of credit cards is always limited, which can only reach 50 days at the longest, which is obviously not enough for cardholders with long-term cash flow difficulties. Credit card installment is more in line with the needs of these cardholders.
When the funds on hand are insufficient, credit card installment is one of the methods to solve the urgent needs of cardholders. Instead of paying off all the bills, the total amount of bills will be distributed evenly to each period, and cardholders don't have to worry about full repayment.
Under normal circumstances, credit card installment has certain interest, which is also a point that cardholders are more concerned about. Unionpay United Commercial Bank has brought interest-free installment for cardholders, and its sincerity is full.
In fact, since last year, UnionPay has successively launched activities to benefit the people, such as New Year's Eve dinner staging and holiday staging. Taking the credit card as the core, we will make profits for the cardholder's phased behavior, further reduce the pressure and burden of the cardholder, release the consumer demand of the user and stimulate the consumption potential of the cardholder.
As a bank card transfer clearing institution, UnionPay has been focusing on "payment for the people", constantly enriching the supply of payment products and services, and constantly launching various activities with commercial banks and other industries, and leading the rational allocation of resources by vigorously liberalizing concessions.
It can be seen that UnionPay's preferential activities run through the whole year, closely focusing on the actual needs of consumers, reducing or subsidizing the main areas of users' daily consumption, so that consumers can feel real benefits all year round.
Behind the convenience and benefits of UnionPay is the responsibility and responsibility of practicing national brand enterprises. With the close linkage with commercial banks, Internet platforms and mobile phone manufacturers, UnionPay will pay more attention to the convenience and benefit of the people, and truly put the benefits in users' pockets accurately, so that cardholders can generally benefit.
03
Help economic recovery
Under the "stress test" of the epidemic, both small and medium-sized merchants and C-end users are inevi.
In the process of promoting economic recovery, UnionPay plays a key role. Payment is the basis of economic activities and an important link in capital flow and settlement. The increase of payment frequency can effectively promote the activity of the whole economy.
UnionPay combines its own business advantages and innovates its profit model. On the one hand, it cooperates with banks and gives cardholders preferential subsidies to form a benign and smooth internal cycle; On the other hand, UnionPay also helps small and micro enterprises, individual industrial and commercial households and other market players to reduce payment costs, help expand consumption and improve quality.
Since September 30th last year, UnionPay and the issuing bank have implemented preferential credit card fees according to the policy, and implemented UnionPay fee reduction and exemption for inter-bank transfer and remittance transactions of small and micro enterprise cards and unit settlement cards. The implementation period of this preferential measure is three years.
In April last year, UnionPay took the lead in launching the "Revitalization Engine" program in the industry, linking all parties in the industry, and distributing more than 80 million coupons in more than 230 cities across the country, which boosted consumption by nearly 8 billion yuan and helped 350,000 merchants tide over the difficulties.
Unionpay is based on payment, constantly accelerating scientific and technological innovation, improving the payment market environment, giving full play to the infrastructure function of the payment network, serving the real economy, and practicing "paying for the people" with increasingly high-quality payment services.
Driven by the core logic of openness, cooperation and ecology, UnionPay not only makes every consumer store more worry-free and more affordable. On the basis of providing preferential payment, we will connect cardholders and financial institutions more deeply, from payment to life service, from transaction to scene extension, and fundamentally enhance users' sense of acquisition and happiness.
Related questions and answers: