Legal analysis: how to deal with disputes over creditor's rights and debts? There are many ways to solve the disputes of creditor's rights and debts, such as negotiation, mediation, arbitration and litigation. As long as it is used in time and properly, it will get twice the result with half the effort. Applying for a payment order is one of the effective ways to recover the arrears. How to sue for disputes over creditor's rights and debts? If the loan period has expired and the loan has not been returned after being urged by the lender, the lender may bring a lawsuit to the people's court according to law and use legal weapons to safeguard his legitimate rights and interests.

Legal Basis: Scope of Application of Article 3 of the Civil Procedure Law of People's Republic of China (PRC) The provisions of this Law shall apply to the people's courts in accepting civil lawsuits brought by citizens, legal persons, other organizations and their property relations and personal relations.