The "Measures" propose to further reduce the operating costs of enterprises. We will fully implement a series of preferential tax policies, extend the payment period of social insurance premiums in stages, extend the payment period of housing provident fund, implement some deferred payment policies for enterprise-related deposits, and continue to carry out special actions to prevent and resolve debts owed by small and medium-sized enterprises.
In terms of "increasing financial support", we will provide interest subsidies for equipment purchase and renovation loans, implement the policy of delaying the repayment of principal and interest of loans for small and micro enterprises, and support the reasonable extension of stock financing such as development loans and trust loans.
The Measures propose that, on the premise of ensuring the security of creditor's rights, financial institutions and real estate enterprises should be encouraged to negotiate independently on the basis of commercial principles, and actively support them by extending existing loans and adjusting repayment arrangements to promote the completion and delivery of projects. If it expires before May 10, 2023, it can be extended beyond the original provisions for 1 year, and the loan classification submitted to the credit information system is consistent with it.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, told Zhongfang.com that this provision is similar to the previous financial regulation 16, which fully reflects the problem of reducing the burden on housing enterprises and preventing financial risks in the loan field. Through this extension, the steady and healthy development of real estate development loans and trust loans has been promoted.
In addition, the "Measures" also propose to improve the "white list" system of enterprises and improve the transportation and logistics guarantee policy. In terms of "increasing efforts to stabilize employment and protect people's livelihood", we will broaden the scope of the one-time post expansion subsidy policy and do a good job in handling complaints immediately.