1. What is the scope and object of endowment insurance for rural residents whose land has been expropriated?
Coverage: villages (villagers' groups) or village collective economic organizations whose per capita cultivated land is less than 0.2 mu after land acquisition due to urban expansion, road network, market construction and industrial park development.
Insured objects: According to the relevant provisions of the Land Contract Law of People's Republic of China (PRC), the members of the pure peasant collective economic organizations included in the land contract include active duty conscripts and students who have returned to their original places (except graduate students and doctoral students).
Insured time: Rural residents whose land was expropriated after June 5438+1 October12008 will be insured by organizations above villagers' groups (natural villages, administrative villages or collective economic organizations) according to the time of land expropriation. Rural residents whose land was expropriated before June 5438+February 3 1 2007 are allowed to apply for insurance in a unified way by village collective organizations.
Second, how to handle the endowment insurance for rural residents whose land has been expropriated?
Land acquisition after 2008 1:
1. Any village or collective economic organization that meets the requirements to participate in the old-age insurance for rural residents whose land has been expropriated shall issue a description of the old-age insurance for farmers whose land has been expropriated (the description shall specify the situation of land expropriation and cultivated land, and affix the official seal of the town and street to which it belongs, the official seal of the land and resources office and the official seal of the village committee), and attach a copy of the land acquisition contract.
2. To participate in the old-age insurance for rural residents whose land has been expropriated, the villagers' groups (natural villages, administrative villages or collective economic organizations) shall be the minimum insured units, and the villagers' groups (natural villages, administrative villages or collective economic organizations) shall uniformly fill in the List of Rural Residents in Yiwu to participate in the old-age insurance.
3. Original household registration certificate or household registration book of all insured persons 1 copy. The insured unit will send the roster, description and household registration certificate or household registration book to the social security department for examination and registration.
Land expropriated before June 5438+February 3, 20071:
1. Certificate of completing the formalities in the village (stating the reasons for completing the formalities and affixing the official seal of the village),
2. Fill in the roster (with the official seal of the village and the official seal of the town (street))
3. Household registration certificate or household registration book.
4. The landless peasants in Choucheng Street need to provide a copy of the list of shareholders and affix the official seal of the village.
Three, to participate in the old-age insurance for landless rural residents how to pay, how to pay?
The old-age insurance for rural residents whose land has been expropriated adopts a one-time payment method, and the payment standard is 7000 yuan (another standard is 36000 yuan). In the future, the payment standard will be published once a year by the municipal government with the economic development of our city.
Rural residents who pay 7,000 yuan in one lump sum, men over 60 years old and women over 55 years old, enjoy the pension insurance benefits on a monthly basis. When the insured payment is made, the male is over 60 years old and the female is over 55 years old. The insured payment will be made in the current month and enjoyed in the next month. At present, the standard for the insured to enjoy the old-age insurance premium is 205 yuan/month (36,000 yuan/month for enjoying 340 yuan), and the municipal government will adjust it with the economic development of our city in the future.
4. How is the pension constituted?
The endowment insurance for rural residents whose land has been expropriated consists of personal account pension and basic pension.
1, personal account pension is the amount stored in personal account divided by 139.
2. The basic pension is the pension standard for rural residents whose land has been expropriated minus the personal account pension. The basic pension is arranged by the financial budget.
5. Composition of personal account.
1, individual one-time payment of endowment insurance premium,
2. Interest on the amount stored in the personal account. The personal account shall bear interest once a year according to the bookkeeping rate, with reference to the bookkeeping rate standard of the basic old-age insurance for urban employees.
Six, how to collect land acquisition pension insurance?
Pensions are distributed in a socialized way. After the insured person reaches the specified age, he/she will go through the relevant formalities at the social security office with the Handbook of Endowment Insurance for Rural Residents with Land Expropriation, his/her citizen ID card and bank passbook (ICBC, ABC and Postal Service), and the newly insured village will be issued by the social security office.
Seven, how to handle personal account refund procedures?
1. In case of retirement and death, the agent shall carry the original ID card of the agent, the original invoice of funeral home cremation and the certificate of the village committee (the time of death and the name of the agent shall be indicated).
2. In case of on-the-job death, the agent shall carry the original ID card of the agent, the original invoice of funeral home cremation, the certificate of the village committee where he is located, and the endowment insurance manual for rural residents whose land has been expropriated.
3. If the household registration moves out of Yiwu, the person who moves out shall bring his original ID card, the Handbook of Old-age Security for Rural Residents with Land Expropriation, the certificate of the village committee in the place where he moved out, the household registration certificate of the police station in the place where he moved in or the household registration book.
4. Those who have participated in the basic old-age insurance for employees of urban enterprises shall go through the refund formalities with the Handbook of Old-age Insurance for Urban Employees, the original ID card and the Handbook of Old-age Insurance for Rural Residents with Land Expropriation.
Conditions and procedures for enjoying old-age security benefits
(1) Landexpropriated farmers who participate in the old-age security, regardless of gender, can enjoy the old-age security fund according to regulations from the next month when they reach the age of 60. Before the 20th day of the month when the insured farmers reach the age of enjoying the old-age security benefits, they shall go through the formalities of enjoying the old-age security benefits at the district agricultural insurance agency with their ID cards, and receive the bank passbook of the old-age security fund at the district agricultural insurance agency after the next month 15, and begin to enjoy the old-age security benefits on a monthly basis.
(II) Land-expropriated personnel who participate in the basic old-age insurance for employees of urban enterprises in municipal organs and institutions as flexible employees shall, with their Payment Voucher and their ID cards, go to the district agricultural insurance agency to handle the subsidy procedures for 50% of the payment amount given by the municipal government in that year, and go to the district agricultural insurance agency to receive the government-subsidized bank passbook for flexible employees in the following month 15 days, and enjoy the insurance subsidy.
Enjoy the old-age security treatment standards and collection procedures.
(1) The standard of the old-age security fund is the average make-up standard of the minimum living guarantee for urban residents in last year, and the average make-up standard of the minimum living guarantee for urban residents in 20 1 1 year is monthly 145 yuan. The make-up examination standard and adjustment time shall be subject to the announcement of the Municipal Finance Bureau and the Civil Affairs Bureau.
(2) Those who participate in the basic old-age insurance for urban enterprise employees as flexible employees shall pay according to the unified payment (or overdue payment) standard of the whole province. If the insured object is paid by the individual on an annual basis, the municipal government will give subsidies at 50% of the annual payment amount, and the subsidy period will not exceed 10 years according to the actual payment period, and the rest will be paid by the individual. 20 1 1 year The payment standard for flexible employees is 2640 yuan per year; When reaching the statutory retirement age, the accumulated payment period is less than 15 (including those who have participated in the basic old-age insurance for urban enterprise employees), and they can voluntarily pay back when they join the insurance. The supplementary payment standard for flexible employees in 2065,438+065,438+0 years is 4,865,438+02 yuan per year, and the municipal government gives subsidies according to 50% of the annual payment. The subsidy period (including the normal annual payment period) shall not exceed 10 years at the longest (for example, a 57-year-old man can pay for 4 years when he retires, and pay back 1 1 year when he joins the insurance for the first time, and the government will give him a one-time payment for 6 years, and then subsidize him according to the actual annual payment for 4 years). To the legal retirement age (men over 60 years old, women over 55 years old), the cumulative payment period of more than 15 years, in accordance with the relevant provisions of the "Regulations on Basic Old-age Insurance for Employees of Urban Enterprises in Provinces", enjoy the basic old-age insurance benefits, and issue a monthly basic pension.
Endowment insurance funds and flexible employment subsidies are entrusted to the bank for socialized distribution, and the handling agency will remit the amount of protection into the personal bank passbook within the specified time.
Land-expropriated farmers who first participate in the old-age security and then participate in the old-age insurance for employees of urban enterprises cannot enjoy two kinds of treatment at the same time.
The old-age security for landless farmers is based on the principle of "high is not low, only one end, and the principle of voluntary choice is implemented. After participating in the old-age security for landless farmers, those who participate in the basic old-age insurance for urban enterprise employees and meet the monthly treatment, or those who enjoy other retirement security benefits (such as professional soldiers, civil servants, staff of public institutions, etc.). The provisions of the state, should hold relevant materials to the district agricultural insurance agencies to apply for termination of the old-age security relationship of landless farmers.
Insured persons who participate in the basic old-age insurance for urban enterprise employees undertaken by the social insurance management center of municipal organs and institutions and the basic old-age insurance for urban enterprise employees undertaken by the municipal social labor insurance management center as flexible employees must go through the insurance transfer procedures and cannot enjoy the insurance benefits of both parties at the same time.
What the demolition lawyer sorted out for you is the general form of endowment insurance after land acquisition, and the payment of endowment insurance after land acquisition in each region is different. Therefore, when land is requisitioned, you should ask relevant questions clearly, in case you sign a compensation agreement without consulting clearly, and you may be rejected if you want to pay endowment insurance after signing it. Demolition lawyers believe that farmers should ask more questions and know more about land acquisition, and don't let it go.