If we really consider old-age care and critical illness protection, universal insurance plus a new type of insurance (Ping An has three new types of insurance: new life, happiness and trust) is still more in line. In other words, universal insurance savings is to invest in future pensions, and the security part takes into account lifelong protection. This combination is also reasonable.

If you have more choices, you can collect the specific plans of different insurance companies anonymously online through the special insurance bidding platform of the third-party insurance intermediate station for more detailed comparison and selection.