There is a zero down payment for a loan to buy a car, but there are many traps in the zero down payment for a loan to buy a car. You'd better not be fooled.

In fact, it is not cost-effective to buy a car with zero down payment for the following reasons.

First, it is said to be zero down payment. In fact, the down payment is added to the car price, which is much higher than the normal market price.

Second, it is said to be zero down payment. In fact, the interest paid in installments is higher than the regular car loan, far exceeding the normal interest rate.

3. To say zero down payment is actually to cancel all gifts and then deduct all gift packages.

There are also the following risks in buying a car with a zero down payment loan:

First, the loan is not easy to pass because the loan qualification requirements are very high.

Second, if you apply for a zero down payment loan to buy a car, you can no longer enjoy the preferential price of the car, and you may also face the risk of car dealers raising the price of the car.

Third, there may be invisible procedures for buying a car with a zero down payment loan. In addition, for insurance, it is not a free choice and needs to be bound.