Xie Baisan is a famous financial and securities expert. The most famous saying he once said is: If you don’t enter the stock market, there is no risk of loss, but there is the risk of lifelong poverty. The article "You must keep an eye on the "three characteristics" when doing stocks - Opposing young students to engage in funds". The "three properties" he refers to are safety, profitability, and liquidity. He warned investors, "Don't believe in the stock god. There is a Korean proverb: A person who has been doing stocks for 2 years is at the same level as a person who has been doing stocks for 10 years. The stock market has changed too much. Be down-to-earth, be cautious, and earn 10% a year, which is enough." If you accumulate sand and build a tower, you will eventually succeed."