Bank Compliance Speech Compliance Speech 1

Dear leaders and colleagues,

Hello everyone!

Dear friends, who doesn't want to live a happy life? I think everyone wants to have a good job and a bright future. As believers, where does the source of our happiness come from? Finance is a very risky industry. In this industry, we should learn how to create better benefits and how to prevent and avoid risks. How to prevent and avoid risks? There is only one way, and that is to abide by the compliance culture.

Goethe once said: "No matter what the nature of unrestrained activities is, they will eventually be defeated." This tells us that everything has its limits, and what limits are what we call "rules" today. Rules, a family has rules, a country has national rules, and a credit practitioner must also abide by the rules of credit. Obeying the rules is an indispensable prerequisite for the normal operation of human society, the stable development of enterprises and our personal growth.

20xx is the "Compliance Culture Management Year" of xx Rural Credit Cooperatives. Focusing on the theme of "cultivating compliance culture and creating compliance units", vigorously cultivating compliance culture and creating compliance units throughout the system is a practical measure to effectively prevent business risks and case risks from the source. Cultivating a good compliance culture can continuously strengthen compliance management, fundamentally plug loopholes, prevent cases and reduce risks; In-depth special case management and strict investigation of violations of laws and regulations can, in turn, promote the cultivation of compliance culture throughout the system, and the two interact and are inseparable. Therefore, it is an urgent need for rural credit cooperatives in China to carry out civilized and compliance education activities, standardize business practices, resist violations, prevent cases, comprehensively guard against risks and improve management level.

In xx Credit Union, standardized management has always been a topic repeatedly emphasized by the leading group. After one year's work practice, I have a deeper understanding of the word "compliance culture". We can't forget that in order to improve the compliance culture, we burn the midnight oil every night, learn the operation process, explore the sources of operational risks and draft the compliance manual; We can't forget that in order to implement the compliance culture, the leading group has drafted a series of compliance systems, such as dress code, courtesy, and rectification of commuting time. We must not forget the price we paid for the compliance culture.

Dear colleagues, today's activity is not a simple speech contest, but a publicity and education activity of compliance culture, and it is a baptism of soul and flesh. Listening to the contestants' speeches today, I was greatly encouraged. Keeping the promise in a civilized way is the life of our credit cooperatives and the source of our survival and development. A good speech may not change the uncivilized and irregular phenomenon in our work, but I believe it is like a navigation mark, guiding us to the other side of success.

We have reason to believe that in today's economic globalization, office automation, business informationization and fierce competition in all walks of life, all employees of our credit cooperatives, no matter where you are, will have a more brilliant tomorrow as long as they keep the compliance culture in mind, constantly adapt to the situation of corporate compliance culture, shoulder their responsibilities, make positive progress and keep learning.

Bank Compliance Speech Part II: Compliance Speech

Dear leaders and colleagues,

Hello everyone! This is xx from xx Road Sub-branch. Today, the topic of my speech is "Compliance starts with me". Compliance, as a link of good social operation, permeates all aspects of social life. As a postal savings bank, we have to admit that some phenomena of doing things by experience and shelving the system still exist, and those "low-level mistakes" that need to be rectified repeatedly or even seem to be "low-level mistakes" still occur repeatedly. How can we achieve compliance management? I think the first thing is to form a strong compliance culture atmosphere in the whole bank, so that everyone can comply. All employees should have honest personal integrity, good risk awareness and code of conduct, and form an atmosphere in which all employees should be responsible for their careers and work.

Compliance is the responsibility of all employees in the bank. It is necessary to establish the concept of "compliance is everyone's responsibility" and "compliance creates value", so that compliance becomes the code of conduct and conscious action of every employee of our Postal Savings Bank to ensure that compliance management is implemented. As a front desk employee, I deeply feel the importance of compliance operation. For example, when we open a company deposit account for a user, we must first understand what his account is for; Secondly, check whether the license information provided by customers is complete and effective to prevent customers from opening accounts with fake licenses; If the account manager handles the account opening procedures on behalf of the customer, it must carry out the necessary verification and verification in accordance with the regulations. If you don't abide by these relevant regulations seriously, it may cause incomplete account opening information, or make depositors use their accounts for fraud, money laundering and other illegal activities. For another example, when handling cash payment, we must adhere to the principle of "bookkeeping first, then payment". Don't pay according to the amount of the check just because there are many customers at the counter and the cashier is an acquaintance, and then you will find that the balance of this account is insufficient by centralized input. This will not only bring economic losses to ourselves, but also bring certain risks to our Postal Savings Bank.

To improve employees' compliance ability, we need each employee to "start from me, start from bit by bit", constantly improve their business knowledge and actively learn business and various rules and regulations. Be familiar with your post work and business, and have the professional knowledge, qualifications and abilities required for the post. All employees should jointly supervise bad behaviors and jointly curb the occurrence of illegal behaviors. Handle various businesses in strict accordance with standardized operation procedures, be accurate and fast, maintain civilized and standardized behaviors, use polite and friendly service terms, strengthen service marketing awareness, adapt, coordinate and promote capabilities, strive to improve their service capabilities, and tap potential high-quality customers. Work with a serious attitude, stick to your post and keep improving your business. Usually, we should sort out the risk points in each business process, and carefully study and prevent the occurrence of risks in combination with the links that may generate risks in this position. When dealing with business, we must not be considerate, make up for it in advance, and be careless. If an economic case is caused, not only will the enterprise suffer credit risk and economic loss, but all the efforts of our enterprise will fall short! This is called: "If one person violates the rules, the whole bank will suffer!" Therefore, compliance management is by no means an armchair strategist, but requires every employee to do it with practical actions. Only when all employees actively participate and earnestly perform their duties can it be done.

Let's cherish our existing jobs, love our jobs, be willing to contribute, consciously resist all kinds of temptations, stay away from violations of laws and regulations, have due professional ethics, abide by the rules and regulations, take the initiative to comply with laws and prevent risks, and make our own contributions to establishing a good corporate image of xx Postal Savings Bank and promoting the long-term development of enterprises!

Bank compliance speech compliance speech 3

I once read such a fable: an old man said to his descendants, "In my heart, there has always been a war. This is between hounds and wolves. Wolves are ferocious. They represent greed, indulgence and disloyalty. " Hunting dogs are kind. They represent diligence, responsibility and loyalty. The same war will happen in your hearts, everyone's hearts. ""So, who will win? " The little grandson asked. The old man's answer is: "It depends on your heart. "So, is there really such a contest in our actual work, and what kind of choice will you make between compliance and violation?

In the north and south of China Agricultural Bank, there is a story of loyalty and faithfulness, and there is also a case of greed and infidelity, which often echoes in my heart.

The story happened in an ordinary employee of a grass-roots branch of our Guangdong branch-

On the morning of July 20xx 13, a customer came to the counter of the first branch of Chaoyang Sub-branch with a remote bank card and asked if the money had arrived. If there is, he will immediately transfer the money to another local bank card. On duty is our teller Zhang Yuexiang. Through inquiry, it is found that the bank card balance is as high as 65.438+0.8 billion yuan! She immediately became alert and defended herself by saying that there was something wrong with the magnetic stripe of the bank card. Please wait a moment and report to the accounting supervisor on duty and the superior bank in time. After verification, the balance of the card was as high as 65.438+0.8 billion yuan, which was caused by the teller of a branch outside the province mistakenly inputting 65.438+0.8 billion yuan during the operation! It is precisely because of Comrade Zhang Yuexiang's professionalism and compliance, timely reporting suspicious circumstances and maintaining a high degree of vigilance that the loss of ABC's funds was avoided. She was praised by the leader for her outstanding performance. Some people say it's luck afterwards, but it's not accidental. It is the inevitable embodiment of her usual law-abiding and serious and responsible spirit at the critical moment! Think about it, if she is indifferent to the abnormal situation in the process of business handling, her sense of responsibility is not strong, and she fails to block the mistakes in time according to the prescribed procedures, it is not difficult to imagine the consequences. Different work attitudes and different compliance awareness will lead to different results, which is the gap between 65.438+0.8 billion and 65.438+0.8 billion.

Speaking of compliance, I can't help but see the shadow that another ABC person can't erase-

I believe that everyone will not forget the theft of the vault of Hebei Handan Branch last year. There are also heavy historical burdens brought by extensive management and disorderly competition, which have added many twists and turns and difficulties to the road of ABC's share reform and listing. These are the consequences of lax system and weak awareness of compliance.

In fact, everyone has a balance in his heart, always measuring a gain and loss and a choice. Power and interests, public and private, beauty and ugliness, all emotions and thoughts are ups and downs on this scale, and different minds will lead you out of different paths. How important it is to cultivate one's mind and nature, that is the key to practice. We are all from China Agricultural Bank. No matter what position you are in, your words and deeds are directly related to the firmness of corporate culture construction of Agricultural Bank of China.

In September this year, the Party Committee of the Head Office assessed the situation and carried out the education activities on employee behavior norms throughout the bank, which was like a timely rain, nourishing the hearts of every employee of ABC. Let's understand that establishing a corporate culture with compliance management as the brand is not only an urgent task for us to achieve the strategic goal of "35 10", but also a Millennium plan for the survival and development of our Agricultural Bank. In the process of practicing code, we are delighted to see that there are still many "Zhang Yuexiang-style" persistent figures around us-they love their jobs, work hard and knock every character on the keyboard seriously; They are honest and trustworthy, meticulously calculating every dollar, every corner, every minute and every centimeter; They are diligent, conscientious and warmly welcome and deliver them to every customer; They abide by laws and regulations and safeguard the reputation of the Agricultural Bank of China as a "three railways". In the end, they used the brand of compliance culture to describe the colorful blueprint for ABC to serve agriculture, countryside and farmers. This is the promotion of our management and strategic choice in the concept of compliance value.

If the developing Agricultural Bank of China is compared to a ship, we must overcome the stormy waves. Every employee is not a tourist on this ship, but shoulders the mission of sailing-braving the wind and waves and going forward bravely. Now that we have a wise captain and a precise navigator of compliance culture, let us all strive to be qualified sailors and build an internal control fortress for the risk prevention of ABC. Let compliance become our brand and create a more brilliant tomorrow for ABC!

Speech on bank compliance.

You must have heard such a fable: the rushing river always thinks that the embankment limits his freedom. One day, in a rage, he rushed out of the river bed, overflowed the levee, and flooded into vilen, wreaking havoc, and it itself dried up due to evaporation and absorption by the earth. This river, which can set off big waves and push the giant ship, finally understood when it was dying that the freedom knight it shouted was between the two banks.

In reality, freedom is always relative. Without the constraints of rules, all freedom will become empty talk. Business development and risk prevention can be said to be two lifelines of banks. For any bank that does not adhere to the system but develops its business, or blindly adheres to the system but does not seek development, it has no future and is difficult to last.

As we all know, in today's fierce competition, finance is a very special high-risk service industry. It can be said that "there is an angel leading the way before, and the devil is tempted after." For every staff member in the depths, they are always faced with the test of morality, discipline and rules and regulations, and they will fall into the beautiful trap if they are not careful.

Banks must have their own "rules" and have risks at any time. The bank's system is exchanged for blood lessons and painful costs, and the implementation of the system cannot have any luck. Any negligence of 1% may lead to the loss of 100%, and even a small violation may bring lifelong regret. In a sense, a person can't do a bank well, but he may bring down a bank. The collapse of Bahrain Bank is the best evidence! Trader Nicholas used loopholes in the system to operate illegally, which led to the collapse of a century-old brand named "Royal Bank of England" and Ellison himself was jailed, showing how important compliance is.

There is a typical case: In March of 20xx, Treasurer Kumar and Ren Xiaofeng of Agricultural Bank of Handan, Hebei conspired to steal cash from the vault to buy lottery tickets, and the winners were divided equally. It only took them three months to steal RMB 5 1 10,000 from the vault. Soon after, both of them were arrested and finally sentenced to death. The layman looks at the excitement, and the expert looks at the doorway. Having said that, we can't help but think: how did each audit pass? How can only two people cross the sea and withdraw 5 1 more than 10,000 yuan in cash from the vault?

This seriously reflects a compliance problem. It is precisely because of the non-compliant management that they are arrogant and lead them to ignore laws and regulations more and more. Today, 1,000, 2,000, tomorrow, 10,000, 20,000, and the day after tomorrow? How about the day after tomorrow? Exchange what? In exchange for a fragmented family, in exchange for a stigma that has been spurned through the ages! Compliance is a shield, always guarding our hearts. It not only prevents evil thoughts and distractions in our hearts, but also resists all foreign typhoid fever. If we give up this shield, we will probably go to the point of no return like the two of them.

Being a man, virtue and talent are true, no talent is disability, no talent is waste, and no talent is talent? No virtue is dangerous! The talent here is business ability, and then virtue is compliance culture. Blindly improving business ability is not accompanied by a correct concept of compliance, just like a small sapling that has been swaying in the wind and rain. Although there is rain irrigation, there is a lack of sunshine, and the compliance culture is just the warm sunshine we need.

Obeying the rules is no small matter, but breaking the rules is the big thing. In the work, once there are problems due to non-compliance, it will directly cause adverse social impact and huge economic losses. In our own words, we are shooting ourselves in the foot. "Things in the world are not difficult to legislate, but difficult to enforce; Compliance culture is the representative of order, the foundation of harmony, the important guarantee to promote the safe and steady operation of ABC, and the embodiment of being responsible for employees themselves, the cause of ABC and the public.

Now, the year of 20xx has arrived, and the concept of compliance has been deeply rooted in people's hearts. Colleagues, let's change compliance from words to consciousness, from consciousness to action, and from action to habit. We believe that as long as we take our career as our responsibility and devote ourselves to the fertile soil of compliance culture, our banking industry will surely create more glory!

Speech on bank compliance.

Hello everyone!

I'm xxX, the head of xX branch of China Bank. Today, I feel very honored to stand here and exchange and learn with you! I am grateful to the Party Committee of the Bank of China for providing me with various opportunities, and I am also grateful to my colleagues and friends for their constant help and support. The topic of my speech today is "Corporate Culture Construction of Bank Compliance". I hope it can help and inspire you!

As a person, we all instinctively long for a happy life and everything goes well. As a pedestrian, the source of our happiness is how to create good benefits in the rapidly changing economic tide, while preventing and avoiding risks. Make more contributions to the country and enterprises. There are two ways: only by developing business hard can we create considerable economic benefits; Only by striving to establish a compliance culture suitable for enterprise development can we better prevent and avoid risks. Business development and compliance culture, just like fish and water, fish can't live without water, and without fish, water loses its spirituality and vitality. Therefore, business development is inseparable from the culture of opening and closing rules. The two complement each other and are indispensable!

The so-called compliance culture, as its name implies, means that everything conforms to the rules and common sense. In the construction of enterprise culture, it has deeper connotation and extension. Now there are some phenomena in our banking industry.

The performance is as follows: in some places, there are still practices that attach importance to business development and ignore compliance management. In order to achieve short-term tasks and business goals, they pay attention to marketing and expansion, ignoring compliance management, and some risk illegal operations to achieve short-term goals and tasks, ignoring compliance management risks; Some units do not act according to rules and regulations, and do not implement internal management rules and regulations and operating procedures. Although a large number of business risks are mainly manifested in business links and operators, the deep-seated reason is that operators lack awareness of compliance and law-abiding, which is superficial and lacking, and has not penetrated into daily management and decision-making. This requires us pedestrians to be vigilant!

Nowadays, the rapid economic development has brought many problems and risks. For the purpose of maximizing benefits, behaviors that do not abide by the rules of commercial games often occur. Once upon a time, the "compliance culture" hanging over the court became a scroll only for viewing in the confusing dust. In our banking industry, there are a large number of loyal and dedicated cadres, but they have not withstood the temptation of breaking the law and discipline, nailed themselves to the shame column of life and humiliated themselves and the country. There are many other cases that happen around us, reminding us again and again. It reminds us all the time that we must establish a compliance culture and unswervingly abide by and implement it.

There is a famous saying that how high the heart is, how far the heart can go. Good ideological culture is undoubtedly of great significance to action! As each of us, we should see that if there is no indifference and tranquility in thought, there will be no ambition and far-reaching action. If it is not guided by compliance culture, there will be no place for steady operation! There is no internal control management. Therefore, it is inevitable to establish a compliance culture to standardize our business behavior and improve our management level.

At present, we are building a brand-new Bank of China without paying attention to compliance. Think about it, there is no way out by making decisions with your head. In a sense, compliance is also benefit, and compliance is also productivity. Cultivating compliance culture is a long-term mechanism to ensure compliance management, a radical solution, an inherent requirement to effectively prevent and resolve various risks and achieve sustained and healthy development, an important foundation to improve the Bank's comprehensive risk management and effective internal control system, and an important guarantee for the Bank to realize strategic transformation, improve development quality and maintain stable operation.

To this end, first, we should start from the leadership and fundamentally eliminate the misconceptions of indifference, hands and feet, and inability to let go. What is explicitly prohibited by laws and superior documents must be strictly observed, and you can't step into a minefield under the guise of "reform". For those that are not expressly stipulated, we should make full use of them, try boldly and rush boldly. At the same time, it is necessary to educate all employees to further enhance their awareness of the rule of law and system, and start with correct orientation and good habits to cultivate awareness of compliance culture. The exemplary role of leaders is a kind of guidance and a subtle way of education.

Second, pay attention to the cultivation of compliance culture, organically combine the construction of compliance culture with professionalism, industry characteristics and corporate culture shaping, do a good job in planning, and concentrate on research and practice. We should strengthen our study, start with the most basic things such as service etiquette and service skills, straighten out the relationship between quality service and compliance management, form prescribed actions and demonstration actions, run quality service through the whole business activities and fields of China Bank, run the construction of compliance culture through the career of every employee of China Bank, and integrate the concept of compliance culture into the overall management and decision-making of China Bank.

Third, do a good job of moving forward the risk barrier, check the monthly analysis every day, eliminate and plug all kinds of hidden dangers and loopholes at any time, so as to prevent problems before they happen and practice the ability to control all kinds of risks.

Fourth, we should pay attention to protection. It is necessary to strengthen guidance and supervision, increase accountability, prohibit the staff of the Bank from operating in violation of regulations, increase penalties, increase the cost of violations, benefit violators, and ensure the implementation of compliance culture construction.

Compliance culture is the extension of corporate culture of China Bank, the sum of business philosophy, values and professional ethics that all employees of China Bank need to recognize and abide by, and the concrete embodiment of enterprise industrialization and personalization. As far as our BOC system is concerned, it can be summarized as twelve words, namely "dedication, discipline, standardization, pragmatism, harmony and innovation".

As our operators and managers, it is around these twelve words that we refine, quantify, concretize and visualize them, and then form a belief, an idea, a consciousness, a spirit and a culture. Because compliance culture is very important for the survival and development of enterprises. Enterprises without business ideas lack aura, enterprises without business vitality lack popularity, and enterprises without cultural background lack self-confidence.

As a pedestrian, I am a person in charge of the grassroots outlets of Bank of China, and I often deal with customers and society. I want to understand the significance and function of compliance culture construction in grass-roots bank outlets, grasp its essence and connotation, and never complain, give up or be discouraged! Starting from the small things around me, starting from my own work, and learning with an open mind is my only choice. Hard work is my only goal, to be a down-to-earth person, to do things dutifully, not to be greedy for vanity and enjoyment, to constantly improve my policy and theoretical level and professional quality, and to make my modest contribution to the grassroots cause of China Bank with my practical actions, noble character and integrity and real life. I believe that an ordinary drop of water will also reflect the brilliance of the sun, and an ordinary brick will also build a towering building.

The construction of compliance culture of China Bank is based on the employees of China Bank, which is the comprehensive embodiment of the entrepreneurial spirit of China Bank, the external embodiment of the core competitiveness of China Bank, and is related to the success or failure of China Bank. We middle-level staff should love our jobs and be dedicated. As leaders at all levels, we should also care about the work and life of bankers, help them solve practical difficulties and eliminate worries, so that all BOC employees can have a sense of identity and belonging to the compliance culture, so as to consciously regard BOC's career as their own and establish a sense of ownership.

I believe that in today's economic globalization, office automation, business informationization and fierce competition in all walks of life, employees of China Bank, no matter where you are, will certainly have a more brilliant tomorrow as long as they keep learning, strive to enrich and improve themselves, constantly adapt to the situation of corporate compliance culture, shoulder their responsibilities, be proactive and make continuous progress!