I have an aunt’s cousin who is such a person. Let’s analyze this kind of person’s mentality based on his experience.

First, they are greedy for pleasure and have a weak sense of responsibility.

My aunt's family is actually in pretty good condition. They have a monthly pension of several thousand yuan. In addition to the house they live in, they also have a commercial building with a rent of 20,000 yuan a year. The problem is that my cousin is idle and has never had a serious job since he dropped out of high school. But I still have a dream of being a boss, and I always want to make a lot of money by doing business. However, the capital for the business was borrowed from his sister, about 200,000 yuan. As for my aunt's commercial building, I sold it long ago to pay for his down payment for the wedding house, and his monthly pension is also used to subsidize his family.

My cousin didn’t even think about repaying the two hundred thousand, not to mention repaying it. Moreover, my cousin couldn’t mention this matter. Once she mentioned it, he would get angry and quarrel. In fact, my cousin has also made some money doing barbecue in the past two years. According to normal people's thinking, he should pay back some money to show some sincerity. But he didn't. After making money, the first thing he did was to change his car and go to restaurants every day. By the way, his wedding room has been renovated for five years, and he still owes tens of thousands of yuan in renovation fees.

In short, such people are selfish and only care about their own enjoyment, regardless of whether the money belongs to them or others.

Second, I am weak and reasonable, and take other people’s kindness to me for granted.

Of course, relatives should help each other, especially brothers and sisters.

But the problem is, you can't take others' kindness to you as a matter of course. This is the mentality of my cousin. According to his point of view, since my sister has money, she has an obligation to help her. If I am short of money, my sister should provide it for free, otherwise she will be hard-hearted and have no affection.

Third, there is a low sense of self-esteem.

As far as I am concerned, if I borrow money from others, I always feel like I have something on my mind. Only when I pay back the money will the burden be relieved. After all, the people who are willing to lend us money are usually relatives and friends. If we don't pay back the money, we can't face it and we will feel embarrassed.

But this is not the case with my cousin. My cousin is the kind of person who borrows from all his relatives. I heard that anyone who has spare money should use it. Even my younger cousin who was born in 1996 gave him 20,000 yuan. If you borrow something, don't talk about paying it back. And when I meet you, I always smile, never say that I have no money to pay back, drive a good car, smoke good cigarettes, and talk and laugh with you well-dressed, without feeling embarrassed at all. In a daze, you will even doubt whether you are really Lend him money.

In short, it doesn’t matter whether you take borrowing money or paying it back seriously. No matter how angry you are, others will ignore you and think this matter is not worth mentioning at all. What can you do against such a person? After all, you are someone who would feel embarrassed even asking for repayment.