1. When people are lucky, they must be humble.

2. People who can enjoy good luck will also beware of good luck.

3. Good luck requires greater qualities than bad luck.

4. Good luck often passes before people notice it.

5. People who are arrogant in good times will be downcast in adversity.

6. Good times are a great teacher, but adversity is even greater.

7. Be hopeful when things go well and be cautious when things go well; this is the attitude a person should adopt when it comes to matters of misfortune and fortune.

8. Adversity creates talents, but good times bury talents.

9. Nothing is absolutely constant, so don’t be overly proud when things go well, and don’t be overly depressed when things go well.

10. People need virtue more in good times than in adversity.

11. Good times create lucky people, while adversity creates great people.

12. Good times attract friends, and bad times test friends.

13. Adversity makes us smarter, and good times make right and wrong unclear.

14. When people are proud, they should first think about how to endure the humiliation and bear the burden when encountering misfortune.

15. Good luck can change a person's nature; it is commendable that a person can still be modest and cautious when things go well.

16. Adversity can make people smarter, although it cannot make people rich.

17. Being calm is the best way to deal with adversity.

18. Adversity is the first road to truth.

19. People who can control themselves can quickly control others.

20. Miracles often appear in times of bad luck.