It is necessary, especially for some families and individuals with low income.

First of all, saving money is to meet more needs in life, such as buying a car or a house, or sending children to school. If you don’t save money, where will these expenses come from? It’s not a question of quality of life anymore, it’s simply a necessity. Therefore, the quality of life itself is unreliable. If you have the conditions, you should focus on quality, but if you don’t have the conditions, you should first consider survival. Yin Chi Mao Liang is always unreliable. Our parents set a great example for us. At that time, they rarely ignored the essence of life for a big meal, a quick trip, or a bag, which is: or the days must flow slowly, this is the guarantee of long-term quality.

Secondly, if your income is not high, your temporary quality of life may be just an illusion. You may be a moonlight earner, but you may only know about the financial difficulties at the end of the month. Or use half a year's salary to travel. I was very happy at the time, but at the end of the year I found that I was still living in a rented house, and the previous happiness was reduced. Even if you don't go out to play and block a bigger house, you are still working for the landlord. It is better to save money, and in the future, the house and car will be your own, and you will be secure.

As for the quality of life, don’t delay going to enjoy the flowers and scenery even if you save money. So the quality of life is simply the attitude towards life. Just planning your life doesn’t mean you won’t enjoy it, and enjoying life doesn’t mean you spend a lot of money. If you have money, you can eat steak, but if you don’t have money, you can eat chicken. If in order to eat steak today and eat porridge the day after tomorrow, wouldn’t it be a bit too careless about the beginning and the end?

As for those who have a better income and are not short of money, but if they don’t save any money, what should they do if an accident occurs? Let’s not talk about the epidemic. If you don’t work for a few months, you can still cope with life. What should you do if your parents or you have an accident? Do you still need bank loans if you don’t have any savings?

So, whether you have money or not, learn some life planning. It does not lose quality, but allows you to truly appreciate the true meaning of life. The quality of material will never be as practical and reliable as a plain but long-term attitude towards life.