Shanxi merchants refer to Shanxi merchants in the five hundred years of Ming and Qing Dynasties. Shanxi businessmen are engaged in salt industry, banking and other businesses, especially banks. Huizhou merchants love to leave. They often go out to run goods, mainly engaged in salt, rice, silk, tea, paper, ink, wood and so on. Pawnshops are the most famous and monopolistic. In ancient China, Shanxi merchants and Huizhou merchants were generally placed in one place, and they were both powerful business groups in ancient times. And Qiao Zhiyong and Hu Xueyan, one is a representative of Shanxi merchants and the other is a representative of Huizhou merchants, so who among them is richer?
Qiao Zhiyong, his name is Deng Zhong, his name is Koike, and he is called the bright rich man. Qiao Zhiyong is the grandson of Qiao Guifa, the son of Joe all over the United States, the third generation and the fourth largest head of the Qiao family. He married six wives and gave birth to six sons, 1 1 grandchildren. After his brother died, Qiao Zhiyong took charge of nave. During his tenure, his career advanced by leaps and bounds, his family wealth was tens of millions, his business spread all over the country, and his financial resources were among the best in the province's rich families.
Hu, the word shun Guan,no. Xueyan. From a poor child to a world-famous businessman, the hardships are unknown. He started as an apprentice to Si Qian in Hangzhou, and was appreciated by his boss. Later he died and gave it to him as a gift from the bank. He started his own Fukang bank and made friends with officialdom, becoming a big businessman in Hang Cheng. At the peak of Hu's life, his wealth reached 42 million.
If we compare the property of two people, it seems that Qiao Zhiyong is less than Hu Xueyan. But in fact, the two are not comparable. Although Qiao Xueyan is a businessman, she finally entered the government from business and has a lot of resources in her hands. His main function is to buy weapons and food and prepare to pay for the left Qing army. Qiao Zhiyong was just a businessman in the Shanxi Merchants Group. Later, he left the industry to his children and grandchildren, so he stayed at home, studied with peace of mind and lived idly. One is the wind and water, the officialdom ups and downs, and the other is to fade away from glitz and return to purity. The two paths are different and there is no need to compare them.
Before entering the business circle, Qiao Zhiyong was a scholar with a clear conscience. I have been familiar with Confucian classics since I was a child and embarked on the road of taking official positions in the imperial examination. Later, his eldest brother died of illness, and he needed to inherit the business of the jstars. Qiao Zhiyong, who has just been admitted as a scholar, gave up his studies and turned to business. Perhaps there is such a reason, so Qiao Zhiyong's way of doing business is deeply influenced by Confucian culture. Or it can be said that when Qiao Zhiyong was doing business, he integrated Confucian philosophy into business.
People dislike me, making small profits but quick turnover, maintaining credibility and not engaging in hypocrisy. Qiao Zhiyong used Confucianism to guide enterprise management. Qiao Zhiyong's business philosophy is "one faith, two righteousness and three benefits". That is to attract customers with credibility, treat people with righteousness, put faith first and take the right path. In Qiao Zhiyong's view, we should be clear-headed when doing business, and we should not forget the principle of being a man because of the temptation of interests. The most important thing in doing business is honesty. The so-called gentleman loves money and takes it properly. He can't cheat customers and sell fake and inferior products because of immediate interests.
Because of this concept, jstars carried forward in his hands. When he was in charge of the Qiao family, the Qiao family had more than 200 shops, including banks, pawn shops and grain shops, all over the country. The jstars' wealth is growing rapidly and their assets are abundant. Qiao Zhiyong is either complacent or carried away by interests. Under the impact of gold and silver, he still stuck to his original intention. After jstars' capital reached a certain level, Qiao Zhiyong retired and left his property to his descendants. As for himself, he retired from the background and rarely asked about business matters. Only sometimes, he will remind his descendants that the most important thing in business is faith, followed by righteousness, and that profit is the third, not the first. There is a couplet hanging in Joe's house, which is used by Qiao Zhiyong to warn future generations: seeking fame, profit, others and yourself. Cherish agriculture and food, not wealth, but luck.