Finance has always been considered the top of the industry chain.
“Financial women” have always been typical representatives of elite women. Careful thinking, financial independence, strong aura, a role model for women.
The "financial man" is the representative of the perfect son-in-law in the eyes of uncles and aunts. Rich, handsome and tasteful, a role model for men.
How to become a financial elite that is envied by everyone? Of course, we must start from childhood and instill financial awareness from an early age. When we grow up, we may become a financial predator who plays with money. "Puppy Money" is a classic financial education book that teaches children under the age of 18 how to make money correctly, plan financial management, and invest rationally. It is very worth reading for parents and children.
This book has been a best-seller around the world for 20 years, with sales exceeding 5 million copies. It has been translated into 23 languages, and the copyright has been sold to 28 countries and regions. The author of "Puppy Money", which has a Douban score of 9.1, is called "Bodo· Schaefer".
He is a financial guru known as the "European Money Coach" and a quite successful financial author. The book "Puppy Money" is written based on his personal experience.
He firmly believes that happiness and prosperity should be our birthright. Everyone can live a life of financial freedom, and the secret is in the book he wrote.
"Puppy Qianqian" tells the story of how a Labrador named "Qianqian" guides a little girl named "Gia" to make money easily, realize her dreams, and ultimately help The story of his family's escape from financial hardship.
The author uses a simple and interesting storytelling method to express the seemingly mysterious underlying logic, core concepts, and investment methods of financial investment in an easy-to-understand manner. It explains the profound things in simple terms and is very suitable for children to read. At the same time, adult financial investment novices with zero foundation will also benefit greatly from reading this book.
The book explains in detail how to establish a correct view of money, how to earn a lot of money, how to get rid of debt, how to allocate money, how to realize your dreams, and many ways to increase the value of your wealth.
After reading this book, you will easily understand what "stock funds" are, what "compound interest" is, what "inflation" is, what "risk and return" are, and a series of difficult to understand topics. Financial vocabulary and concepts. From then on, the stock market will no longer be a scourge for you, but will become approachable.
The right way to make money is to combine the needs of others with your own abilities
What is the right way to make money effectively? Bodo Schaefer, the author of "Puppy Money", gave readers two directions of thinking:
1. Only by helping others solve problems can you make money.
2. Always focus your energy on what you know, can do and have.
The little girl "Giya" in the book is under 12 years old. Her parents are burdened with heavy mortgage payments, quarreling all day long, and looking sad. The sensible Gia wanted to help her parents solve their problems, so with the help of "Qian Qian", a picked-up white Labrador, she started making money.
She is still young, but that doesn’t matter. She focuses her energy on thinking about what she can do, and uses her limited abilities to open up the road to unlimited money.
She observed that it was inconvenient for her neighbor to walk his dog, and then she thought: The neighbor’s need is for someone to help him walk his dog, and Gia can do just that. The little girl plucked up the courage to go to the neighbor's house and made her request to them: "I will help you walk your dog, can you pay me 5 euros a day?" The neighbor who usually looked fierce looked at him and said happily: “Yes, if you can teach my puppy one more skill, I am willing to add 10 euros more.
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The little girl has taken the first step to take on the responsibilities of life!
The secret to making money continuously is to have the courage to dream
Earn the first place in life After making money, how can you continue to make profits and achieve financial freedom?
“At this time, you need to mobilize and activate your subconscious mind, and believe from the bottom of your heart that you will succeed and finally realize your dream. "Puppy Qianqian" gave specific methods:
1. Keep a success diary. Record everything you have done, including small things. This will subconsciously improve your self-confidence and income. It will keep rising.
2. Make a wish list, create a "dream album", watch it regularly, use the art of imagination, and do "visualization exercises" so that you will never back down. own dreams, so as to constantly drive yourself to make money and realize your dreams.
Therefore, self-confidence is really important to making money! Writing a "success diary" will help us build confidence.
Small things can also help. The necessity of recording. For example: I succeeded in getting up early today, I succeeded in reading a book today, I succeeded in drawing a picture today... Record every step of your success and be your own hero.
It is really difficult to persevere just occasionally thinking "I want to make money to realize my dream"
You should turn your dream into a picture or video, and watch it all the time, so that it will continue to tug at your heartstrings and force yourself to do it! Efforts.
The subconscious mind formed through the above behaviors will unconsciously prompt us to make more money and move in the direction of our dreams!
Reasonable allocation of money will lead to wealth. The Goose with Eggs
There is a Chinese proverb: “It is easy to get rich but hard to keep it. "
Getting rich can rely on luck, but keeping money must rely on skills! How to keep your hard-earned money, "Puppy Money" gives such an answer.
We will divide the money we earn into three parts:
50 will be used for storage and investment in ten years, so that money can make money. Open a "goose" account and raise a goose that will lay golden eggs. The big goose (the big goose is the principal, the golden egg is the interest) is the most important, and it is also the fundamental reason why we can lie on the pile of money in the future and not be afraid of the disappearance of our property.
40 is used to realize the three. Create a "dream fund" for your dream this year. Every money you make must be recharged for your dream, so that you have the motivation to make money, and making money is a sustainable development. After all, we don't make money to be a miser. .
10. For daily fun, timely enjoyment is indispensable. Life should occasionally indulge your desires. A life of relaxation is beautiful. Invest in the happiness of every moment. Indispensable.
Fulfill your dream when you are young and fatten up the goose that lays golden eggs (the more the principal, the more interest), and you can keep the memories of the "goose and the golden eggs" when you are old. Live your old age peacefully. This life is enough!
"72 Formula" helps you find the right investment object
Where to find the big goose that can lay more golden eggs? Metaphysics, but "Puppy Money" can bring you a little closer to success.
There is no need to look at complicated financial charts. The simple "72 Formula" tells you what it will cost to invest 10,000 yuan. How long will it take to double? When will it be halved again?
Divide 72 by the annual rate of return on investment, which is the number of years it takes to double the money; divide 72 by the inflation rate, It is the number of years it takes for the money to become half of its original value.
Assume that the average annual rate of return of a fund is 10, 72 10 = 7.2. If you invest 10,000 yuan in this fund, it will take about 7 years. The investment will double to 20,000 yuan.
Assume that the current inflation rate is 3,72 3=24. If you put 10,000 yuan in a safe at home, it will last 24 years. It will become 5,000 yuan later.
Although there are still many pieces of money, their purchasing power is only half of its original value. After all, money itself is just a piece of paper and has little use. Only by exchanging it for items to meet our needs can its value be reflected.
When we use the 72 formula to know that it will take about a few years for investment to double, in these few years, what we need to do is to stay calm and believe in our choices!
Of course we I also know that you can’t keep all your money in your own safe, otherwise it will all become waste paper in the end.
Lao Tzu has a famous saying: "The difficult things in the world must be done with ease; the great things in the world must be done with details." "Puppy Money" tells us some of the secrets and secrets of money through simple and easy-to-understand stories. Law, but the premise is that we must really desire to become richer, and must have the courage and action to do so.
Only those who can control money can control life well. Frequently read "Puppy Money" with your children and become people who love money, can make money, and can control money. Financial elites have a promising future.