Leaving aside the annual review and insurance, as far as traffic regulations are concerned, if you don't have a driving recorder as evidence, the traffic police can't restore the process of your being hit. He can only judge by the scene. If the other party just forcibly changed lanes and was chased by you after entering the lane, there is no crossing or pressing the line in the parking position of the other party, and there is no suspense for the traffic police to judge you fully.

This shows that you are not very experienced in roads. There is a famous saying in driving: Give way to speed. If the other party forcibly changes lanes, you can only slow down if you can't stop it, but you can't avoid it. It is your responsibility to collide when you leave the driveway.