Novices should judge what kind of investors they belong to before managing money. Everyone has a different attitude towards risk, so the dimensions to be considered when choosing investment and wealth management products are different, and the expectation of income is also different. Be clear about your risk tolerance, and then make appropriate choices on this basis, and things will always be under your control.

Investors should click on the details to view the specific information of the fund, and comprehensively consider the fund's net performance, fund manager, volatility, Sharp ratio, maximum retracement, fund size and its comparison with similar funds. Avoid blind obedience, invest rationally, and have your own independent thinking process.

Matters needing attention in investment and financial management are:

1. Choose a regular large platform for investment and wealth management to ensure the safety of the principal, because some small platforms may run away with money.

2. It is best to diversify investment funds. If the investment project loses money, diversification will reduce the loss.

3. Have a good attitude. When investing in financial management, the mentality is very important, and a good mentality can make a rational choice.

4. Learn more. There is a lot of professional knowledge to learn in financial management, so we should look at other people's opinions more.

5. Always pay attention to investment projects. If you find something wrong, you'd better leave quickly.