Classic book on personal finance and frugality If you want to become rich, frugality is an essential skill. (If you don’t believe it, see The Millionaire Next Door.) Here are four books that can help you learn to save every penny in a variety of ways you may have never thought of. "The Happy Life of Car-Free People" author: Chris Balish Balish begins by explaining to readers why it is better not to have a car - from a financial, ecological and social perspective. The rest of the book describes how to survive without a car. He offers various ideas for using public transport, hiking, biking and more. This book is narrowly targeted, but if you are part of the target audience, it is worth reading. "The Stingy Mother" by Jonni McCoy Don't judge this book by its cover. Sometimes it's the humblest books that can provide the best advice, and thus positively help you accomplish what you need to get rich over time. On the surface, this book is a financial management guide for housewives, but in fact it is full of saving tips that are applicable to any family with related needs (especially families with children). The Joy of Simple Living by Jeff Davidson This book is packed with tips. Davidson covers a wide range of topics in this book and suggests several ways to save money on each topic. If this book were written as a blog, it would be unique - valuable links one after another. This book is a treasure trove for anyone who wants to get rid of all the baggage in life. "The Road to Wealth for Low-Wage People" by James Steamer If you are a young person who has just become independent, this book is a good choice. The book provides hundreds of ideas to help you avoid debt, increase your income, save on insurance and living expenses, and live simply. Some are outdated, even a bit extreme, but there are indeed a lot of good suggestions (I once borrowed a book from the public library and read it for 6 months. The book was already worn out - a reliable sign of a good book). A well-received frugal book is The Journal of the Totally Cheapskate, by Amy Dacyczyn. I've never read this book, but it's at the top of my to-be-checked list. Classic book on the basics of personal finance "The Millionaire Next Door" by Stanley and Danko The authors surveyed and interviewed many millionaires in an attempt to find common connections between them. They found that millionaires were living below their incomes. They budget. Also let your adult children do their own budgeting. This book introduces several key concepts, including wealth accumulation. It's boring in a way, at least the audio version is. This is one of the few books that captures both sides of the wealth equation—spending and spending. "Money or Life" by Dominguez and Robin is a classic book and one of the basic books in the simplifying life movement. The author pokes fun at the concept of "time is money" in a literary tone. They encourage readers to prioritize, cut spending, and find income outside of work with the goal of pursuing financial independence. It has some sense of Generation Y (original sentence: A little New Age-y in spots). It's a good book. "Completely Subverting Money" Ramsey is an anti-credit fanatic. When he was about 25 years old, his personal assets reached US$4 million, and he later went bankrupt. He currently runs his own financial empire. The "debt snowball" model is described in detail in this book. He's been criticized for his support of this model, but his approach works. If you're struggling with debt, there's no better place to start than with this book. Ramsey's advice is steeped in Christian faith, but you don't have to be a convert to get much from this book. The Rich Barber by David Chilton provides a lot of excellent and universal personal finance advice in the form of a novel. A few friends meet once a month at a barbershop, and the book's eponymous protagonist shares words of wisdom about saving, investing, buying a home, and more; the advice is great and often backed by real-life examples. This book may be written in a conversational tone that appeals to readers who may not be interested in personal finance. The Richest Man in Babylon by George Clason Clason blends personal financial wisdom into fables. These golden bits of wisdom were originally contained in pamphlets distributed by banks or insurance companies in the 1820s. The most widely circulated among them has been edited and published. This book is an old-timer among personal finance books (Benjamin Franklin is the old-timer), and you can find many aphorisms that are still popular in it - "pay your own bills first", "invest for the future", "be aware of To the magic of compound interest.” Classic Books on Personal Finance and Investment This part of the book is dedicated to investment. The four books I keep on hand are relatively easy to master. They are not very theoretical, but are a good introductory text on the subject.

"Automatically Become a Millionaire" Author: David Bach David Bach put forward many theories in addition to the latte effect (the latté factor, which refers to various unnecessary expenses). The whole system he recommends is excellent. If you've been meaning to open an IRA but haven't done so, read this book. He'll tell you how to open one without breaking a sweat. "The Only Investment Guide You'll Ever Read" by Andrew Tobias Andrew Tobias is an interesting writer. His witty, conversational style will keep you captivated as he describes private property, bonds, and the national debt. There is a chapter in the book about how to manage windfalls (such as winning the lottery, inheriting an inheritance). This book is an excellent introduction to investing. "The Monster Guide to Investing" by Larimore, Lindauer, and LeBoeuf Do you want professional investment advice? This is not a problem for this book. Followers of Vanugard founder John Bogle prefer slow and steady investing, such as index mutual funds. They sift through decades of experience to teach us about diversification, inflation, and asset allocation. This book is not as boring as it seems. Highly recommended. Of course you can... achieve financial independence by James Stowers Despite the outlandish title, this is a solid investment book written by one of the richest men in America. The book does contain some basic personal finance information, but it mainly provides some investment tips. I haven't read it in its entirety, but I refer to it often when preparing my website login portal. This book is a kind of transitional book between Tobias's general observations and Graham's or Malkiel's technical books.

Two other classic investment books are Benjamin Graham's "Being an Intelligent Investor" and Burton Malkiel's "A Walk on Wall Street." I have both books in my collection, but have never read them. Because they are all too technical. A classic book on personal finance success Wealth is more important than money. The books introduced below can help you perfect your personality, develop your skills, and indirectly help you achieve your own capital. Author of "50 Classic Success Stories": Tom Butler-Bowdon Butler-Bowdon selected 50 of the success studies books and wrote this book. He made each book an abbreviated version, condensing the content within a few pages and retaining the key points. He also provides a brief introduction to each author, providing background on each book to explain its significance. This is a great way to find other great books to read. "Secrets of the Mind of the Rich" by T. Harv Eker There's some personal finance advice in this book (and it's all excellent), but much more is about changing the way you think about money and yourself. I find the word "secret" fascinating. This book is especially suitable for those who have lofty ideals or those who struggle to overcome negative thinking. How to Win Friends and Influence People by Dale Carnegie One of the classic success books. Carnegie used story after story to illustrate how to get the most benefit from relationships. The essence of it is that "if you want others to see the problem from your perspective, you must first put yourself in their shoes." The emphasis is, of course, in the details, and Carnegie's forthright prose does a good job of pointing the way. You can buy this book very cheaply in second-hand bookstores. "Getting Things Done" by David Allen There isn't much to say about this book - it's a geek classic. Allen describes his formal system, which aims to improve efficiency. Although I find it difficult to stick to it accurately over the long term, some of these principles are always used. If you have problems with procrastination or lack of organization, this book is definitely for you. Don’t Eat Alone by Keith Ferrazzi I’ve been meaning to revisit this book for weeks and have a mixed love-hate feeling about it. Part of the book is great - you learn how to interact with others, how to make and maintain connections, and how to build social networks. Another part of the book was off-putting—social networks for the sake of social networks really irked me. Constantly mentioning important people's names to promote yourself quickly becomes obsolete. If you have a wide range of relationships, this book is worth reading. One book missing from my library is What Color Is Your Parachute? 》. This is a classic book on career transitions. I'm already locked into Get Rich Slowly and the family box factory, but if I were looking for a job, I wouldn't hesitate to pick up this book. Kids and Money Many parents are unprepared to teach their children about money. You don't have to be this kind of parent. The following books offer lots of advice on how to help your children understand how money works.

"What color is your piggy bank?" 》Author: Adelia Cellini Linecker This thin booklet is the first choice for children aged 10 to 14 who have just begun to show interest in investing. Linecker's book covers knowledge related to work, opening a store, and financial management. I hope to be able to provide a review of the entire book in the next few weeks. "You Decide" by Cameron Johnson This is a new book by a young entrepreneur. In my advance reading library. I ordered this book because Flexo of Consumerism Commentary gave this book a high rating. The review said: “This book should be a must-read for young people who want to become entrepreneurs.

”