1. Economy in accumulated capital, which is the only economy that creates new wealth, is not always a good thing if it cannot be used as any profitable investment.

From: [Switzerland] Sismondi's "New Principles of Political Economy"

Introduction: The completer of French classical political economics and the founder of economic romanticism. Originally from Italy. Born in Geneva, Switzerland, to a Protestant pastor's family, he later moved to France. He had attended university in Paris, but due to family financial difficulties, he dropped out of school and worked as a clerk in a bank in Lyon.

2. Economy in accumulated capital, that is, the only economy that creates new wealth, is not always a good thing if it cannot be used as any profitable investment.

From: [Switzerland] Sismondi's "New Principles of Political Economy"

3. Savings increase the total amount of existing capital on the one hand, but at the same time reduce utility and Convenient consumption, so if the saving habit is excessive, the amount of accumulated capital will exceed the actual need, thus developing general overproduction.

From: [English] Hobson and Mummerli's "Industrial Physiology"

4. Where labor productivity is greatest, capital accumulation is also greatest; in other words, It is the net profit of capital, or the maximum profit given to capitalists engaged in production after removing all expenses.

From: [English] McCulloch's "Principles of Political Economy"

5. The reason why wealth accumulation is restricted and the reason why interest rates have not fallen is because the vast majority of Most people prefer present gratification to delayed gratification, in other words, because they are unwilling to "wait."

From: [English] Marshall's "Principles of Economics"

Introduction: George Catlett Marshall (1880.12.31 ~ 1959.10.16), American military strategist , politician, diplomat, and five-star army general. He graduated from Virginia Military Institute in 1901 and served in World War I.