?-(Germany) Bodo Schaefer
Gia is an ordinary 12-year-old girl. By chance, she rescued an injured puppy and named it "Qianqian". Unexpectedly, Qian Qian turned out to be a hidden financial master, who completely changed the wealth and destiny of Gia's family...
After reading this story, you will see it from a new perspective. way to look at life's challenges and use them successfully. It will also make you realize the opportunities you have again. The characters in the story will give you inspiration and motivation. You will excitedly discover that freedom can be increased, and potential and strength can be enhanced!
Some of the most important principles are listed below, which are also the clues of this book.
1. At the beginning, you must clarify what money means to you.
2. Establish the most important goals. Why do we have to place special emphasis on certain goals on our “long wish list”?
3. Why are dream piggy banks and dream photo albums important? How does our subconscious support us? What prerequisites do we need to meet for this?
4. Why can higher income alone never solve our financial problems?
5. How to prevent us from giving up the decision we have made - the art of imagination.
6. There will always be some people who want to prevent us from achieving our goals. The resistance often even comes from our relatives and friends, but there are still some ways to prevent ourselves from getting lost.
7. Why can a success diary help our income continue to increase? Why is confidence the most critical factor?
8. How do people turn their greatest hobby into a career and thereby significantly increase their income again?
9. What is the difference between importance and urgency? How to ensure that you do not deviate from the set goals under any circumstances?
10. The key to implementation: the 72-hour rule.
11. 4 tips on how to deal with debt.
12. The story of a goose that laid golden eggs--how do people live within their means?
13. The best way to deal with fear and the role of a successful diary.
20. One of the most effective ways to increase your money: investment clubs.
21. Why is it important to occasionally abandon familiar surroundings and engage in things we fear?
(The above views do not represent all the views of this book, but are only selective ones.)
Everything is possible. All it takes is a spark of thought to set you on the road to prosperity.
? Neglect is a kind of admission of defeat. Most people don't care enough about their financial situation. In this regard, they are like a 3-year-old child who only closes his eyes and thinks: Anyway, he can't see it now. Financial problems are always there, and if we ignore them, they can become a negative force that reduces the quality of our lives. To ignore financial matters is to give up the opportunity for success. Financial freedom is a goal that everyone can achieve today. Of course, this requires us to have the courage to pursue the life we ??really want. As a famous saying goes: "It's not the difficulty that makes us give up, it's the fact that we give up that makes it so difficult."
Nothing can stop you. Keep the laws of money in mind and you will find that your financial situation is improving day by day. Nothing can stop an idea that adapts to the times. As long as you don't give up, nothing can stop you from reaching this goal. Take action now.
? Gia is the best example. At first she had almost no idea what her dream was, but then something unbelievable happened to her. Of course, there would be some difficulties in the process, but when she achieved her goal, it was much faster than she expected. She understood that, in fact, this kind of success was inevitable, and what she experienced was much better than before. Her dream is much more exciting. This is also my expectation for you: I hope you can grasp your wishes and realize your dreams. I hope you will have the experience of achieving and even exceeding your dreams in your life journey.
Why is the puppy in the book named "Qian Qian"?
Because, in this case, we call for "money", and then "money" comes, which is very good!
The following are some ideas and insights from the book.
Whether a person can arrange his own expenses is decided early in his life.
You humans are always deceived by your own thoughts, so I suggest that you sometimes write down your thoughts in writing.
Come up with 10 reasons why you want to be rich, that is, your 10 wishes, which is the "dream list". After writing this list, I suddenly felt that "being rich" is something worth striving for.
Choose the three most important things among your 10 wishes. Because too many people don’t know what they want. They only know that they want more.
You can imagine your life as a large mail-order company. If you wrote to a mail-order company and said, "Please send me something nice," you would get nothing. We must know exactly what our hearts desire most.
?So from now on, you must read this list of your wishes from beginning to end every day. It will constantly remind you of what you want, and then you will pay close attention to everything you can. Opportunities to help you realize these wishes.
? "I wonder, is this going to work?" If you approach it with such skepticism, it won't work. But you can easily change your mind as long as you do three things. First, I suggest you take out a photo album as your dream photo album. Collect some photos related to your wishes and paste them in a photo album. We have to think through pictures.
?"Sometimes we don't need to fully understand why this method works, nor do we need to worry about how it works. The key is that it works." For example, can you explain to me How does it work?
?"I'm just a little curious." Gia couldn't help but muttered.
Qian Qian immediately said: "Curiosity is good, but you must never let curiosity stop you from doing things. Too many people hesitate to do things because they feel they do not fully understand it. Really Putting it into practice is much more useful than pure thinking. "
"I agree," Jia promised Qianqian, "I will give it a try."
"I didn't wait for Ji. After Ya finished speaking, Qianqian interrupted Gia and said, "It's not about giving it a try, but actually taking action!" If you just have the mentality of giving it a try, you will only end up in failure and you will achieve nothing. "Try" is purely an excuse. Before you do it, you have already thought of a way out for yourself. Without experimenting, you only have two choices - do it or not do it.
Maybe Qian Qian is right, and success or failure may really have something to do with the word "try". So I decided not to use the word "try" anymore.
The first thing is to prepare a photo album filled with photos related to your dreams. So, what's the second thing?
The second thing you can do is to look at the photo album several times a day, and then imagine the scene when you succeed. People call this behavior "visualization." The reason why successful people are successful is because they have always dreamed of the day when they will succeed and kept imagining what it will be like when they realize their ideals. Of course, people cannot stay in their dreams and must continue to learn. Learning is the process of understanding new concepts and ideas. If people always think about problems in the same way of thinking, they will always get the same results. Because a lot of what I'm telling you is something you've never been exposed to before, I suggest you don't jump to conclusions before you do it. It is difficult for people without imagination to achieve great things. The more energy we put into something, the more likely we are to succeed. But most people focus on things they don't like, instead of imagining what they hope to get.
The third thing is to prepare a dream piggy bank. Then write your dreams on the jar, and once the piggy bank is ready, you should put every penny you save into it.
?But with so much money, how long do I have to save? Qian Qian said: "The amount of money is not the decisive factor, what is more important is how we use it. We must first learn to live within our means. Only in this way can we have the ability to obtain more money."
?You should always imagine the scene when you succeed. You don't have to understand the mystery, you just need to know that it works. And to be honest, I can't explain it to you. A seagull once said to me, "Before you spread your wings and fly, you must believe that you can reach your destination." You must imagine that you already have these things, so that your small wish will become a strong desire. eager. The more you imagine, the stronger your desire becomes, and you start looking for opportunities to make your dream come true. Opportunity is everywhere, but you can only see it if you look for it. Only when you have a strong desire in your heart will you look for opportunities. And when you imagine, a strong desire arises. But when Gia couldn't get the money, she was so annoyed that she even wanted to give up. We often want to give up when we encounter difficulties. But it’s too easy to give up and not even want to give it a try. Before doing something, you always first think, "This thing can't be done, and it will definitely not succeed." The resistance that makes us sad always comes from the place we least expect.
? Sometimes the most important thing about whether you can make money is not whether you have a good idea or how smart you are, but how confident you are.
"How confident am I?" Gia repeated Qianqian's words. Qian Qian said, "Your level of confidence determines whether you believe in your abilities and whether you believe in yourself. If you don't believe you can do it at all, then you won't do it at all, and if you don't start doing it, , then you get nothing.
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But how to build self-confidence?
? You can prepare a notebook, name it "Success Diary", and then record all the successful things in it. You It is best to do this every day and write at least 5 personal achievements every day. It may be too difficult for you at the beginning. In this case, your answer should be yes. It is much better to be confident than not confident enough. Don't think about what you can't do. Just focus on what you know, what you can do and what you have.
"But I have been worrying about other things. "Jia said hesitantly. I'm afraid of losing. I can't concentrate on doing those things.
Qianqian replied, "This is exactly the mistake that many people without money like to make. They always have so many urgent things to do that they have no time to focus on the important things. "
Qian Qian looked at Gia seriously and said, "I want to tell you three very important things. First of all, you must still stick to your own ideas when encountering difficulties. When everything is normal, everyone can do this. Only when real difficulties arise will the truth be revealed. Only a few people can carry out their plans steadfastly. Those who are extremely successful have the ability to perform at their best even in their most difficult times. Difficulties will always arise, but despite this, you must continue to do things that are of great significance to your future every day. It won't take you more than 10 minutes, but those 10 minutes will make all the difference. Most people always stagnate at their current level because they haven't spent those 10 minutes. They always hope that the situation will change in their favor, but they ignore one thing, that is, they must first change themselves. ”
Then from now on you should keep recording your success diary and constantly envision your future. There will be thousands of things to distract you, but no matter what the situation Next, you should do these things regularly at a fixed time and insist on doing so every day.
When you decide to do it, it is very simple. You have to do something within 72 hours, or you'll probably never do it again
4 tips for people who are in debt
1. .Those who owe money should destroy all credit cards.
2. Pay the minimum installment amount within the allowed range.
3. Deduct the remaining amount after living expenses. Save half of the money and use the remaining half to pay for consumer loans.
4. Before spending, ask yourself "Is this really necessary?" ”
Believe that you will achieve your goals, but you cannot give up your ideals because of anyone. There will be all kinds of people making fun of you, but there will also be more people I agree with you. But sometimes, crazy ideas are easier to achieve than ordinary small goals. When you set big goals, it means you have to work harder than others.
?Poverty is more likely to produce misfortune.
I only deal with people I respect.
Luck is actually the result of adequate preparation and hard work.
Gia continued writing her success diary: She suddenly realized that now I feel great about myself. This is not mainly because I have money, but because I live a fulfilling life every day and because I work hard to understand. Everything is new. I think about many things every day - I have never done this before.
I also learned a lot through the success journal. I stopped just recording my achievements. I also recorded the reasons why I achieved these results. For example, I found that I was very brave. It didn’t matter if I was scared at the time. Brave people will be afraid. A person who is afraid but still dares to move forward is called brave.
?The work you do is only worth half of the reward at most, the other half of the reward comes from your idea and the courage to implement the idea
About luck?
Ji. Ya explained: "A stupid person only has good luck once, but a smart person always has good luck. "I didn't understand the relationship between luck and intelligence at the time, but now I understand. If luck is the result of adequate preparation and hard work, then the more fully prepared I am and the harder I work, the better my luck will be.
What is the definition of money?
Money will only stay with those who work hard for it. People who obtain ill-gotten gains through illegal means will be better off than those who have no money. They feel worse because they think that having a lot of money can make people happy. In fact, money itself neither makes people happy nor makes them unhappy. Good, not bad. Only when money belongs to a certain person, it will have a good or bad impact on that person. Money can be used for good or bad purposes. A happy person will be happier if he has money. But the more money a pessimistic and melancholy person has, the more troubles he will have.
Now Gia likes to keep a success diary more and more.
In the past, her first thought was why she didn't do something well, but now, she focuses more on what she can do. Therefore, it is more about looking for solutions rather than looking for excuses. In fact, no one can force you to do something you don't want to do. Only you can force yourself to do it. The best things in our lives happen because we do things we wouldn't otherwise dare to do. The most precious gift is what we have earned ourselves. Once you overcome the fear of losing face, the world will open to you!
At this time Gia also encountered a crisis!
Qianqian said the following words to help Gia regain her confidence!
The most important thing is to determine what you want!
Of course most people would say yes, but not everyone is willing to make the necessary effort because they don't want to pay the price.
Success makes people proud, and if you are arrogant, you will stop learning. Without learning, people will no longer make progress.
When you write a success diary, you will think more deeply about yourself, the world, and the laws of success, and you will understand more and more about yourself and your wishes, so that you Only then will you have the ability to understand others. Completely understanding all the secrets of ourselves and the world is an ideal that we cannot fully realize, but we can slowly approach this ideal step by step. When we review your success diary, you will find evidence from the past and believe that you have the ability to accomplish anything in the future.
Fear always arises when we imagine how things will go wrong. The more we think about the possibility of failure, the more afraid we become. And when you look at your success diary, you will notice those successful things, and you will naturally think of what you should do. When you think toward positive goals, you won't be afraid.
Money Magician’s Spells
1. Make sure you want to achieve financial success.
2. Be confident, have ideas, and do what you like.
3. Divide the money into three parts: daily expenses, dream goals and golden goose accounts.
4. Invest wisely.
5. Enjoy life.
For the first time, Gia overcame her fear of public speaking. She said: "If you hadn't done what you did today, you would never know what you could do after putting some pressure on yourself. The things that a person is most proud of are often the things that are done. The hardest thing. You must never forget this. “For the first time in my life, I felt like I could really do a lot of things. My heart is filled with gratitude. What a huge change has taken place in my life!
Don’t be sad about what you lost, but be grateful for the time you had it.
?Self-reliance--Postscript for adults
Break the shackles and broaden your horizons.
?The market is like a school outside the classroom. It is both a thorny road and a complicated maze. It is not only a place that produces resolute people, but also a factory that produces hesitant people. . It is both a retreat for developing thinking skills and an office for producing great strategies. Or an exchange for all kinds of ideas, the school of the market is a dream rooted in current life.
We do not live alone in this world, but together with other people. So we must have a spirit of unity and friendship.
?The quality of life is not made up of more and more high-tech products, but is reflected in other aspects, such as enjoying life leisurely, enhancing neighborly relations, expressing feelings or engaging in artistry and creative activities.
Replace “fulfill desire” with “make a request”.
? For children's endless wishes, adults regard quickly satisfying their needs as a quick-acting tranquilizer. Children lose what in developmental psychology are called initiative and endurance. Spoiled children lack the mental preparation to deal with difficult times.
?Children have the potential to take charge of their own development direction. Therefore, adults should not decide how to develop for children, but should understand, support them, help them grow, and believe in children's consciousness and enterprising spirit.
? We should require children to have the qualities of caution and perseverance, and consciously cultivate them in these aspects. Therefore, when you encounter a problem that needs to be solved, don’t just lay the answer out in front of them, but give them the opportunity to find the solution on their own, allowing them to experience research, discovery, and experimentation by broadening their perspectives and investigating in depth. learning process.
The above is my summary of the best parts of the book "Puppy Money". There will be a little more dry stuff, but when we really apply these methods to real life, we will find that a lot of energy is actually released.
So it’s important to know the method, but the most important thing is to take action! Action can change, action can create! I hope that we can all become better versions of ourselves in the future! The future is beautiful, let’s work together!
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