Generally, collection calls starting with 0731 come from the three cities of Changsha, Xiangtan, and Zhuzhou in Hunan. In other words, your collection calls are made from these three cities. If you do make late repayments, you should repay them as soon as possible.

So, what are the consequences of not answering the collection call? If you do not answer the collection call, it will have a great impact on future loans. Secondly, there will be overdue penalty interest, and as time goes by, loan penalty interest will accumulate. If the overdue situation is serious, there may even be The lending institution may appeal to court to force repayment.

Things you should pay attention to when being called for payment:

1. Adjust your attitude

The reason why some businessmen find it difficult to call for payment. When it comes to achieving results, the most fundamental problem often lies in "not daring to speak" or "embarrassed to speak". These businessmen regard telephone collection as a "fearful road". They are either timid or coy and always feel too embarrassed. Therefore, they would rather Let the debt be dragged on until it becomes a bad debt or even a dead debt, and you are unwilling to call the debtor or ask for the debt. Therefore, when calling for payment, you must first adjust your attitude, say goodbye to fear and embarrassment, change your mind, keep in mind the ancient saying "paying back debts is a matter of course", and tell yourself that you have nothing to be afraid of or embarrassed at all. of. With this correct attitude, you will have the confidence and courage to call for payment, and then you can confidently ask the debtor for payment.

2. Obtain self-affirmation

When a businessman calls to collect payment, it is of great significance to obtain self-affirmation. It can stimulate your confidence, vitality and enthusiasm to the greatest extent, and make you Determined to win by phone dunning. Success master Napoleon Hill has a wise saying: "Talk about failure and you will be met with failure; talk about success and you will succeed!" Therefore, before calling for payment, you might as well use affirmative sentences to motivate yourself and gain self-affirmation. For example, you You can say to yourself, "I will definitely be able to get the other person to give me an explanation today", "I will definitely be able to convince him to pay back the entire debt", etc. Don't underestimate these words, they can not only make your attitude positive, but also a major prerequisite for you to launch a successful phone collection operation.

3. Maintain a positive attitude

A telephone collection expert once said: "Before calling for collection, you must maintain a positive attitude. Try not to use negative words. Mentality can affect the mood of others, even if the other person is a debtor. Because you can never win a positive result with a negative attitude. "Indeed, it is most important for businessmen to maintain a positive attitude when calling for payment, because it can bring you a positive result." The energy of a positive attitude is transmitted to the other party through the phone line and infects the other party, making him first mentally willing to communicate and negotiate with you instead of wanting to hang up your phone as soon as possible. When calling for payment, the most taboo mentality is to be impatient and use negative tone and wording to ruin other people's mood, or even hurt other people's self-esteem. Please note that calling for payment itself is something that can easily make the other party feel bad. If your mentality is no longer good, the other party will be even more unhappy and unwilling to communicate with you, and it will be more difficult to repay the debt. Therefore, before calling for payment, businessmen must first try to change their negative mentality into a positive one, and then start picking up the phone to press for payment.