1. What are the requirements for applying for 360 IOUs?
1, age is required. According to the regulations, only applicants over 18 and under 55 can apply for 360 IOUs. At the same time, only mainland resident ID card users can apply, and Hong Kong, Macao and Taiwan ID card users cannot apply for 360 IOUs.
2. There are also requirements for the bank card provided at the time of application. According to the regulations, when applying for 360 IOUs, the bank cards to be provided only include the savings cards of the following banks: CITIC, Industry and Commerce, Construction, Transportation, China Everbright, Pudong Development, Postal Savings, China Merchants, Agricultural Bank of China, CITIC, Ping An, Xingye, Minsheng, Guangfa, Huaxia, etc. It should be noted that only a savings card can apply for 360 IOUs.
3. When applying for 360 IOUs, you need to ensure that there is no problem with your personal credit record. Only users who have not found serious credit problems in the credit information system of China People's Bank can apply for 360 IOUs. If there is a credit problem, the application may fail.
4. If you need to apply for 360 IOUs, you need to ensure that the mobile phone number you apply for is my own, and your real name registration has been completed. The mobile phone number that is not registered by real name cannot complete the application.
Personal credit report
Second, how to apply for 360 IOUs more easily?
Through the conditions listed above for applying for 360 IOUs, we can easily see that it is not difficult to apply for 360 IOUs. As long as these conditions can be met, there is still great hope for applying for a loan, and in order to let the 360 platform complete the audit as soon as possible. Some methods are also summarized here.
1. When applying for 360 IOUs, the platform will ask for some materials, if as many supporting documents as possible can be provided, such as income certificates and social security certificates. Proof of payment of provident fund, unit certificate, etc. , it can effectively let the platform confirm the repayment ability of the applicant, and it can also complete the review and loan more quickly.
2. Many users failed when applying for 360 IOUs, because the debt was too high. Therefore, when applying for 360 IOUs, they need to reduce their debts as much as possible, such as credit card debts or other debts.
3. If you have a credit card in your name, you can help Pingcheng to grant credit. Therefore, before applying for 360 IOUs, applicants can also apply for a credit card to improve the chances of successful application.
Online finance
3. What problems should I pay attention to when applying for 360 IOUs?
1. When submitting the 360 IOU platform application, the applicant needs to evaluate his credit status to ensure that he can meet the relevant requirements of the platform application.
2. When using the 360 IOU platform to borrow money, we must pay attention to the repayment date agreed in the agreement, so as to ensure that the repayment can be made according to the agreement, so as not to bring more penalty interest, and at the same time affect personal credit information and bring a lot of inconvenience to normal work and life.
3.360 IOU platform will classify users. For some whitelisted users with high credit rating and good credit status, it will be much more convenient to borrow money on the platform. However, for some blacklisted users with poor credit rating and poor credit status, the audit will be very strict to reduce the risk of their failure to repay on time.
4. Users need to be specially reminded that they must download 360 borrowed apps on the regular download platform to avoid downloading some fake apps by mistake and encountering fraud.
Second, how to handle the 24 th issue of 360 IOUs?
360 IOUs are 360 IOUs that have been removed from many application stores under the 360 Department, but there are still five main steps, as follows:
1. Loans registered with 360 loan platform account;
Second, enter the personal data page and start to improve personal data, including face recognition, ID card information uploading, bank card information uploading, credit inquiry authorization, etc.
Third, after uploading your personal information, everyone can get the credit line provided by the system.
4. Choose a suitable loan scheme according to your actual loan demand and credit line, and submit a withdrawal application later.
5. After submitting the withdrawal application, 360 IOUs will be opened and the borrower's withdrawal application will be processed quickly, and the loan will be released soon, basically on the same day.
360 IOUs belong to the formal lending platform. After the loan is successful, the user needs to repay on time. Failure to repay after the repayment date is counted as overdue repayment. 360 IOUs belong to the credit information platform, and overdue repayment will generate a larger penalty interest, and the general loan interest is higher.
360 IOUs need to meet certain conditions and do not provide loans to college students. The loan applicant must hold a Chinese mainland resident ID card, and non-Chinese mainland residents cannot apply for 360 IOUs. The loan applicant must be at least 55 years old in 18 weeks. The loan applicant has a stable job with a monthly income of more than 4,000 yuan. The central bank's personal credit record is good, and there is no record of serious non-performing loans in the past five years, so it cannot be included in the list of untrustworthy people.
Operate kpromos 14 to open google version 92.0.4515.131.
: 360 IOU is a personal and microfinance platform under 360 Branch (formerly 360 Finance). 2065438+launched in September 2006. It evaluates customers' credit based on 360 big data and provides it on this basis.
360 IOUs are based on 360 credit, an independent third party under 360. Through cloud computing, machine learning, 360 big data and other technologies, according to the granting situation of users on the platform, users are granted different consumption application quotas. Users' behaviors on the platform are dynamic, and the corresponding quota is also dynamic. When a user behaves well and is stupid enough to consider an exit strategy for a period of time,
Regarding the issue of taking off the shelf, the official response of 360 Loan is that "due to the negligence of our staff, we missed the rectification of a certain link within the specified time and were asked to take off the shelf by some application stores. We have submitted a new rectification plan and stepped up rectification, so we apologize for the bad experience. " In fact, in the notification of the National Internet Information Office, there were 84 apps that illegally collected personal information. Among these 84 apps, there are about 14 lending apps, and 360 IOUs are the only lending apps that have been removed.
3. How to apply for 360 IOUs? Application skills of 360 IOUs
The application method of 360 IOUs is as follows: 1. Open the "App Store" in your phone-enter "360 IOUs" in the search bar-and click the icon on the upper right to download it. 2. Click "Open" after downloading or return to the desktop to find the "360iou" app to open. 3. Open as shown: Click "Allow" to enter the interface shown in Figure 3. At this moment, 360 IOUs have been downloaded and typed. ...
4. How to apply for 360 IOUs?
1. Select the loan application channel: The borrower needs to choose the appropriate loan application channel first, and can directly download the 360 loan app or choose the 360 loan WeChat applet. Alipay also has loan application channels.
2. Registered account number: After entering the 360 IOU, the borrower needs to register and log in with his real-name mobile phone number, upload valid identity documents and complete identity authentication.
3. Obtain the loan amount: After the borrower registers his personal account, he needs to click on the loan, and then fill in the loan application amount, bank card and other information according to the prompts to apply for the loan. After that, the 360 IOU system will start to approve. If the approval is successful, it will be received within 2 hours.