Profit comes first in all transactions, and every penny is sweat. ?

Warn the gentlemen who spend, don't say anything if you want to get credit. ?

It's hard to make small profits but quick turnover when people come to credit. ?

Everyone collects firewood, and the flames are high. I help everyone like a mountain. ?

Credit is like three oaths, and the account is as good as Liangshan. ?

Once the account is red, the second account will be turned over. ?

Friends' feelings are forgotten, and friends for many years have become ice charcoal. ?

You are blaming each other by pushing me, but you just don't want to pay back the money. ?

Paying back debts has a long history, so don't bother to think about others. ?

Be frugal in your daily life, and you'd better not take credit.

"Don't credit" is a jingle, but in reality, we will always meet some people who want to credit. How to deal with it and how to "write bills" to effectively recover accounts?

1. "A friend owes money. How to write an iou?" ?

The key is to improve the corresponding procedures-issuing IOUs: stating the reasons for arrears; Indicate the amount owed. ?

Borrow a sample Due to the purchase of * * * (ID number * * * * * * *), the total price is RMB 6,543,800.00 Yuan only, 90,000 Yuan has been paid, and the remaining RMB 6,543,800.00 Yuan will be paid before a certain year 10/0. I am willing to pay two ten thousandths of interest for every day's delay. ?

Debtor (signature): * * (ID number: *)? * year * month * day?

2. If the debt is not repaid, how much can I sue in court? Is there a clear law? If you sue, should people who owe money sue? How to settle accounts? ?

(1) The law does not stipulate how much money can be prosecuted. No matter how much money is owed, creditors (debtors) have the right to sue.

(2) Considering the high litigation cost, if the debt is only a few hundred thousand, it is not recommended to sue unless it is absolutely necessary, and the debtor can be informed by urging that it can be returned by installments.

(3) When you meet Lao Lai, remind him that if he doesn't return it, he can take legal measures. ?

3. If you want to sue, what is the process of prosecution? What does the statute of limitations mean? ?

The process of prosecution? Write a complaint and send it to the court together with the debt.

How to write a letter of complaint:

(1) As a creditor and plaintiff, write down your name, ID number and address.

(2) Write the name, ID number and address of the defendant.

(3) Litigation request: request to return the arrears of xx yuan and interest, and at the same time let the debtor bear the legal costs?

(4) Factual reason: on X, X, X, for what reason, the defendant owed me xx yuan, but it was still not returned after being urged, so I want to sue. ?

Generally speaking, debt litigation is actually very simple. A letter of complaint and an iou are enough? What is the statute of limitations? Limitation refers to the limitation of action, and creditors should claim their rights in time and demand the debtor to repay the debts. ?

If you don't claim it in time, the general rule is not to claim it within two years, and the law is unlikely to protect your rights. This rule is to let obligees claim their rights in time, which is conducive to finding out the facts and testing them in time. ?

It is difficult to find out the facts after long-term accumulation, and it will also add unnecessary trouble to the relevant competent departments to deal with these things. ?

The limitation of action does not mean that you can bring a lawsuit to the court in almost two years, but can be decided according to the obligee's own consideration. ? If you don't want to sue in court for the time being, you should send a notice in time and ask the debtor to pay back the money. It is best to send the notice by express mail, leaving a basis to show that you claimed the right to the other party within the limitation period, so that the limitation period can be interrupted, counting from the time when you claimed the right for two years.