2) You should strike first. Before he spoke, you said that you were a little short of money recently and were going to borrow money from him.

3) Just say you want to buy something, or you want to save money to travel, and where to go with your girlfriend.

4) Confess your difficulties to him and make him back down. And if you can, you can promise him that if you have some ability, you will help him.

5) Ah, I have a hospitalized patient at home who needs money badly.

6) Ah, I want to buy a house; Ah, I need money to study abroad;

7) Just say that if someone asks you for money, you really don't have the money to lend it to him. Or reinvest some of the money cashed in the stock, and you can do something else, or give it to your parents, whatever. Don't talk about making money in the future, don't show off your wealth. ...

8) Well, do you need money urgently? Because of this, I have to pay back the loan ~ rent ~ and so on this month, and then say, if you need it urgently, I can help you look at it, my classmates and friends, and so on! But it may not help you borrow it ... I'll try my best!

9) So I think you can tell him that all your money has been invested in other places, and you still have some urgent needs, and no one can lend it to him! ! !