Personal loan agreement template 1 Lender (Party A):
Borrower (Party B):
On the basis of equality, voluntariness and friendly negotiation, Party A and Party B have reached the following agreement:
1. Party B only borrows RMB from Party A..
Two. The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
3. At the expiration of the loan term, Party B promises to return all the loans immediately, otherwise it is willing to bear all legal responsibilities.
Four. Party A shall deliver the loan to Party B within two days after the signing of this agreement.
5. If Party A fails to pay the money to Party B on time or Party B fails to repay the money on time, the breaching party shall pay the observant party RMB as penalty.
6. This agreement is made in duplicate, and shall come into effect as of the date when Party A and Party B sign and affix their official seals (official seals of the company), with each party holding one copy.
Party A: Party B:
Signature: Year Month Day
Personal loan agreement contract number template 2: _ _ _ _ _
Lender: _ _ _ _ _ _ _
Borrower: _ _ _ _ _ _
Guarantor: _ _ _ _ _ _
(Whether there should be a guarantor in the loan contract should be determined according to whether the borrower has a certain proportion of its own funds and marketable and applicable materials and property stipulated by the bank, or whether one or both borrowers request a guarantee. )
The borrower applies for a loan from the borrower for _ _ _ _ _ _ production (or business activities) and employs _ _ as the guarantor. The Lender has reviewed and approved the Contract, and the three parties (or both parties) enter into the Contract through consultation, so as to abide by it jointly.
Article 1 The loan type is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 2 The purpose of the loan is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 3 The loan amount is RMB (in words) _ _ _ _ _ _ _ _ _ _.
Article 4 Loan interest rate The loan interest rate is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 5 Term of loan and repayment method
1. The term of the loan is * * * _ _ _, starting from _ _ _ _ _ _ _. The loan installment is as follows:
┌————————┬——————————┬——————————————┐
Loan term, loan time and loan amount.
├————————┼——————————┼——————————————┤
The first issue before the end of the year, Yuan.
├————————┼——————————┼——————————————┤
The second stage, before the end of the year, Yuan.
├————————┼——————————┼——————————————┤
The third period, before the end of the year, Yuan.
└————————┴——————————┴——————————————┘
2. The repayment period is as follows:
┌———————┬——————————┬———————┬———————┐
The repayment period, repayment time, repayment amount and interest rate at the time of repayment.
├———————┼——————————┼———————┼———————┤
Before the end of the first phase, RMB.
├———————┼——————————┼———————┼———————┤
│ The second phase │ Before the end of the year │ Yuan │
├———————┼——————————┼———————┼———————┤
│ │ │ │ Yuan │ │ │ │ │ │ │ │ │ │ │ │ │ │ │ │ │ │ │ │ │
└———————┴——————————┴———————┴———————┘
Article 6 Sources of repayment funds and repayment methods
1. Source of repayment funds: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
2. repayment method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 7 Warranty clause
1. If the borrower takes _ _ _ as collateral and cannot repay the loan to the lender at maturity, the lender has the right to dispose of the collateral. If the borrower repays the loan in full when due, the lender shall return the collateral to the borrower.
2. The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes or engage in illegal activities.
The borrower must repay the principal and interest within the time limit stipulated in the contract.
4. The borrower has the obligation to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan implementation, business management, financial activities, material inventory, etc. The borrower shall provide relevant plans, statistics, financial and accounting statements and materials.
5. When a guarantor is needed, the guarantor has the right to recover from the borrower after performing joint and several liabilities, and the borrower has the obligation to repay the guarantor.
6 due to poor management and closure, bankruptcy, really unable to perform the contract, in the disposal of property, in addition to the provisions of the state for wages and necessary maintenance costs, should give priority to repay the loan. When the superior competent department decides to close, stop, merge, transfer or cancel the project construction, or this contract cannot be performed due to force majeure, it may apply to the lender for modification or termination of this contract, and may be exempted from the liability for breach of contract.
Article 8 Liability for breach of contract
First, the borrower's liability for breach of contract
1. If the borrower fails to use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and collect default interest for the part used in violation of the contract at the interest rate stipulated by the bank. If the circumstances are serious, the bank may stop issuing new loans within a certain period of time.
2. If the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and collect the penalty interest according to the regulations of the bank. If the borrower repays the loan in advance, the interest will be reduced according to the regulations.
3. If the borrower uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the lender shall recover the principal and interest of the loan, and the relevant units shall investigate the administrative and economic responsibilities of the person directly responsible. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
Second, the lender's liability for breach of contract
1. If the lender fails to provide the loan on time, it shall pay the borrower liquidated damages according to the amount of default and the number of days of delay. The calculation of the amount of liquidated damages shall be the same as that of the borrower's penalty interest.
2 banks, credit cooperatives staff due to dereliction of duty caused by waste of loan losses or use of loan contracts for illegal activities, should be investigated for administrative and economic responsibility. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs. Model loan contract
Article 9 Others (dispute settlement, etc. )
__________________________________________。
The Contract does not occur due to the circumstances that allow the modification or dissolution of the Contract as stipulated in the Loan Contract Regulations, and neither party may modify or dissolve the Contract without authorization. When one party changes or terminates this loan contract according to the requirements stipulated in the loan contract, it shall promptly notify the other parties in writing and reach a written agreement. After the modification or dissolution of the Contract, the Borrower shall still pay the occupied loan and the interest payable according to the provisions of the Contract.
If there are any matters not covered in this contract, both parties shall make supplementary provisions through consultation. Supplementary terms have the same effect as this contract.
The original of this Contract is in triplicate, with the Lender, the Borrower and the Guarantor each holding one copy; A copy of this contract shall be made in duplicate and submitted to.
Borrower: _ _ _ _ _ (official seal) Borrower: _ _ _ _ _ _ (official seal)
Representative: _ _ _ _ _ (seal) Representative: _ _ _ _ _ _ (seal)
Address: _ _ _ _ _ _ Address: _ _ _ _ _ _
Telephone number: _ _ _ _ _ _ _ Bank account: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Phone number: _ _ _ _ _ _ _
Guarantor: _ _ _ _ _ _ _ (official seal)
Representative: _ _ _ _ _ _ _ (seal)
Address: _ _ _ _ _ _
Bank account: _ _ _ _ _ _ _
Phone number: _ _ _ _ _ _ _
Date of signature: _ _ _ _ _ _ _
Signing place: _ _ _ _ _ _
Personal loan agreement template 3 Borrower's name:
ID number:
Creditor:
Guarantor:
ID number:
Name of Mortgagor:
ID number:
Special instructions:
The Borrower, the Guarantor and the Mortgagor shall carefully read all terms and conditions of this Contract, especially those in bold type. If you don't understand these terms, you can ask the lender to explain. Once the Borrower, the Guarantor and the Mortgagor sign this Contract, it shall be deemed that the Borrower, the Guarantor and the Mortgagor have understood and agreed to all the terms of this Contract.
In accordance with relevant laws and regulations, on the basis of equality and voluntariness, in order to clarify responsibilities and abide by credit, all parties to this contract signed this contract through full consultation and promised to abide by it together.
Loan terms
Article 1 the loan amount. According to the borrower's application, the lender agrees to issue personal loans (hereinafter referred to as loans) to the borrower after examination, with the amounts of RMB (in words) and RMB (in figures).
Article 2 the purpose of the loan. The loan is used for. The borrower shall not use the loan for other purposes for any reason. If the borrower fails to use the loan according to the purpose agreed in this contract, the lender has the right to misappropriate the misappropriated loan.
The default interest rate is% higher than the loan interest rate agreed in this contract from year month day. If the loan interest rate agreed in this contract is adjusted, the penalty interest will be charged in installments.
Article 3 loan interest rate. According to the relevant regulations of the People's Bank of China, the loan interest rate is determined as the monthly interest rate ‰, and the interest is calculated from the date of loan issuance and settled on a monthly basis. If the loan term is less than 1 year (inclusive), the above loan interest rate is fixed. Regardless of whether the legal interest rate is adjusted or not, the interest rate agreed in this contract shall be implemented, and interest shall not be calculated by segments; If the loan term exceeds 1 year, the aforementioned loan interest rate will be fixed for one year, and the execution interest rate will be determined according to the legal interest rate on the day of loan issuance every year, and the lender will announce the adjustment of the legal loan interest rate in the business premises.
Article 4 The term of the loan is (months), from (year) to (year). The actual lending date and maturity date shall be subject to the loan receipt, which is an annex to this contract and has the same legal effect as this contract.
Article 5 The Borrower irrevocably authorizes the Lender to transfer the loan to the account opened by the Borrower in the bank (bank:; Account number:) Pay for this contract.
Funds used for the purposes listed in Article 2. The above behavior is regarded as the borrower's withdrawal, and the lender has the right to supervise the use of the loan.
Article 6 The lender and the borrower agree that the borrower shall repay the principal and interest of the loan on a monthly basis (except for one-time principal and interest repayment) from the month following the loan issuance, and the repayment date shall be the day of each month. The Borrower voluntarily repays the principal and interest of the loan in the following ways (if the lending date is different from the deduction date, the first and last repayment amounts shall be calculated according to the actual days):
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Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Legal representative (unit): _ _ _ _ _ _
Party A and others apply for loans from Party B due to the lack of housing funds. Through consultation, both parties voluntarily reached the following agreement:
1. Party B lent Party A RMB _ _ _ _ (in words: _ _ _ _ _), and Party A shall return it before the date.
2. Party A agrees to deduct _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ During this period, if the total dividend of Party A is less than 800,000 yuan, Party A shall make up the difference and return it to Party B. ..
Three. Party A and others shall be jointly and severally liable for the repayment of the loan in the first paragraph.
4. This Agreement is made in duplicate, with each party holding one copy.
Party A: _ _ _ _ _ _ _ _ _ _ Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Party B.
Year, month, sun, moon, sun.
& gt& gt& gt On the next page, there are more "limitation of action for loan contracts".