2. Print the personal credit report at the Credit Information Center of the People's Bank of China, either in person or by entrusting others to inquire.
3. Print the certificate provided by the personal credit report at the Credit Information Center of the People's Bank of China. I will go in person, provide my original valid ID card, and the staff will help you check.
4. Entrust others to inquire on your behalf, and provide the original valid ID card and authorization certificate of the principal and agent, and the staff will also help you inquire.
5. Go to the inquiry point, whether in person or at the customer's place, fill in the Application Form for Inquiry of Personal Credit Report and leave a copy of valid identification.
6. The staff of the Credit Information Center Office of the People's Bank of China began to search and print online.
7. The query personnel verify whether the query information is correct.
8. Then check the signature of the personnel and print the personal credit report.
1. What aspects should ordinary residents maintain their personal credit records? On the one hand, to maintain good credit behavior, when applying for credit business, we should consider our own income and liabilities, not over-indebted, and repay in full and on time when obtaining loans or using credit cards.
2. On the other hand, because personal credit information contains a lot of sensitive information, it is necessary to prevent personal information from being illegally obtained. In particular, it is necessary to properly keep personal identity documents, indicate the purpose of the copy of identity cards, properly keep personal credit reports, and do not throw them away at will, and do not easily provide personal credit reports to commercial organizations.
3. In addition, we should pay attention to our credit records and make regular inquiries to prevent unauthorized inquiries and the disclosure of personal information. According to the regulations of the Credit Information Center of the People's Bank of China, the subject of personal information has the right to obtain its credit report twice a year for free. Citizens can make full use of these two free opportunities, check their credit reports regularly, find problems in time, and raise objections to the institutions that record business.
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