Send me a complete private loan contract in DOC format, which is best~

1. Send me a complete private loan contract in DOC format, which is best~

Loan Agreement

Party A (borrower): ____________________________

ID card number: _________________________

Party B (lender): _______________

ID card number: _________________________

Party A and Party B have reached an agreement on the following matters unanimously agree to sign this contract.

1. Party B lends Party A RMB (in capital letters) ____________________ and delivers it to Party A before ____________________.

2. Loan interest: _______________________________________

3. Borrowing period: _______________________________________

4. Repayment date and method:_______________________________

5 , Liability for breach of contract: ____________________________

6. This contract shall take effect from _______________. This contract is made in two copies, with each party holding one copy.

Party B (signature and seal): _______________

Contract signing date______________

Private loan contract Format template 3

Lender: ××

Borrower: ××

2. Personal loan contract template (private lending)

Core Tips

Whether you like it or not, someone will definitely borrow money from you in daily life. Of course, sometimes, we will also lend money to others on our own initiative. Money makes money and we earn interest. When borrowing money, in order to protect their legitimate interests, people generally require the debtor to write a loan? Because, in case of a lawsuit, we have evidence in hand to protect our rights and interests. However, as legal awareness continues to increase, people sign a written loan contract in order to write an IOU during the loan process. At the same time, sometimes they also find more than two guarantors as guarantees, and combine the guarantee terms and the guarantor. stated in the loan contract. Therefore, we should establish the concept that lending money to others requires signing a written loan contract.

Personal Loan Contract Template

Party A (___________

Body_______________

Party B (Lender): ____________________

ID card number: _______________________

Party A and Party B have reached an agreement on the following matters and signed this contract.

1. Party B lends Party A RMB (in capital letters) _______________. Delivered to Party A before ___________.

2. Loan interest: _______________________________

3. Borrowing period: __________________

4. Repayment date and method: _______________________________________

5 , Liability for breach of contract:_______________________________

______________ takes effect. Each party holds one share.

Party A (signature, seal): ______________

Party B (signature, seal): ______________

Contract signing date_Contract signing date_ _____________

Private Loan Contract Format Sample 3

Lender: ××

Borrower: ××

1. Purpose of Loan

Zhang ×× wants to engage in self-employment and urgently needs a sum of funds.

II. Borrowing amount

The borrower borrows RMB 10,000 from the lender

III. Borrowing interest

From the date of disbursement of the loan , calculate interest based on actual expenditure, and calculate compound interest. If the loan period stipulated in the contract is not repaid on time, an interest rate of 0.5 will be charged on the overdue portion.

IV. Borrowing Period

The borrower guarantees to repay the loan at the interest stipulated in this contract from year to month. If the loan is overdue, the lender has the right to recover the loan within the time limit.

5. Change of Terms

When the contract terms need to be changed due to the country changing interest rates, both parties shall sign a document to change the contract, which shall serve as this document

6. Rights and Obligations

The lender has the right to supervise the use of the loan and understand the borrower's repayment ability. material. If the borrower fails to provide part of the loan as stipulated in the contract, penalty interest will be charged on the defaulted part in accordance with bank regulations. The loan is provided.

7. Guarantee Terms

(1) The borrower uses 6 of its own houses as collateral and cannot repay the loan when it expires, and the lender has the right to handle the collateral. , the mortgage right is eliminated.

(2) The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes.

(3) The borrower must use the loan within the period stipulated in the contract.

(4) The borrower is obliged to accept the lender's inspection, supervise the use of the loan, and understand the borrower's activities, material inventory, etc.

(5) When a guarantor is required to guarantee, the borrower’s right to recover is guaranteed, and the borrower is obliged to repay the guarantor.

8. Resolution of Contract Disputes

Disputes arising during the performance of this contract shall be settled through friendly negotiation between the parties, or may be brought to the people's court in accordance with the law by a third party.

9. If there is no agreement in this contract, the relevant provisions of "" shall be followed.

This contract is made in 2 copies, with each party holding one copy.

Lender: _________

Borrower:_______________

Contract signing date______

Contractor: __________________ (hereinafter_____________ (hereinafter referred to as Party B), the two parties hereby enter into this contract due to the loan matter. The terms are as follows:

One ______ Yuan shall be paid by Party A to Party B at the same time as the signing of this contract, and no other basis shall be established. .

2. The loan period is _____ years, starting from ____ month ____ of ________ year and ending on ____ month ____ day of _________ year. >

3. The monthly interest is _________ yuan for every 10,000 yuan. B shall pay Party A on ____ day of every month without default.

4. If the money is not returned within the expiration date, Party B will not only pay the interest, but also pay party A liquidated damages equal to one time the interest rate plus one time.

5. Party A may freely transfer the creditor's rights in this contract to others, and Party B shall have no objection.

6. Party B shall find a guarantor to ensure the performance of this contract. We are willing to bear joint and several liability with Party B for the return of principal and interest, and waive the right to sue first.

Party A: ______________

Party B: ______________

Joint and several guarantors: __________

_______year____month____day

3. How to write a postscript for bank transfer of loan?

1. When borrowing money from others and paying through bank transfer, how do you make notes when transferring? Of course, it should be noted as "borrowing money to ###" or "borrowing money to ### children for schooling". As long as the number of words does not exceed the bank limit, the more detailed the purpose of the loan, the better.

2. However, in fact, when borrowing money from others, it is not just a question of how to make notes when transferring money. Notes are only a small issue.

3. More importantly, a loan usually has a "Loan Contract", which should include terms such as the loan amount, purpose, term, interest, repayment method, and whether there is any guarantee.

If a formal "Loan Contract" is signed, after the payment is completed, the borrower should be required to write a "Receipt Receipt" to prove that the borrower has received the loaned money.

Otherwise, if there is only a "Loan Contract" and the money is paid in cash, the borrower denies receiving the money afterwards, and the private loan contract is a practical contract, and the contract will not be completed until the lender actually lends the loan. In the event of a dispute, there is no receipt and it is difficult to obtain support based on the Loan Contract alone.

4. If a formal loan contract is not signed, the borrower must at least write a comprehensive "IOU". The content of the IOU should include the loan amount, purpose, interest calculation method, repayment period, Liability for breach of contract for repayment on schedule, etc.

Remember, it is best for the "IOU" to be entirely handwritten by the borrower. If a printed version is used, at least the borrower should sign it in person, and the signature should preferably be in legible block letters.

5. When borrowing, be sure to keep a copy of the borrower’s ID card, and ask the borrower to sign on the copy of the ID card to avoid having to file a request to the borrower if the borrower fails to repay the loan. identity information.

IV. Three practical private loan contract templates

Standardized and legal loan contracts are an effective means of protection to avoid credit risks. So what is a loan contract? The following is a private private loan contract that I compiled for you. Thank you for your appreciation.

Private private loan contract 1

Party A (borrower): ___ (state the basic situation of the borrower)

Party B (lender): ___ (Same as above)

Party A and Party B have reached an agreement on the following matters and signed this agreement.

1. Party B lends Party A RMB ___ yuan, which shall be delivered to Party A before _year_month_day.

2. Loan interest (the specific interest rate should be agreed in accordance with the standards stipulated by the state and shall not exceed the standards stipulated by the state. Citizens can also borrow money without interest)

3. Borrowing period (Indicate the specific year, month, and day)

IV. Date and method of repayment

V. Liability for breach of contract

VI. This agreement begins in _ Effective on _month_. This Agreement is made in two copies, with each party holding one copy.

Party A: ___ (signature, seal)

Party B: ___ (signature, seal)

_year_month_day

Private private loan contract 2

Party A: (borrower) ID number:

Party B: (lender) ID number:

Party C: (Guarantor) Industrial and Commercial License Number:

Parties A, B and C have reached an agreement on the following matters and signed this contract through voluntary equality, mutual benefit and full consultation.

1. Specific Agreements

(1) Loan amount and term: RMB (uppercase) ten thousand yuan, loan term. The date and amount of the loan shall be subject to the IOU.

(2) Purpose of borrowing: It is mainly used for short-term working capital. Party A shall use the borrowing legally and shall not use it for illegal activities.

(3) Borrowing interest rate: ‰ per month.

(4) Repayment method: The principal shall be repaid in one go when the loan is due, and the interest shall be paid in full at the time of borrowing.

II. Guarantee Clauses

(1) For the loan stipulated in this contract, Party C, as the guarantor, bears joint and several liability for the loan of Party A under this contract.

(2) The scope of the guarantor’s guarantee:

1. Within three days from the expiration of the loan period, the guarantor will repay Party B’s principal and new interest on the due funds on behalf of Party A. ;

2. Penalty interest on funds under this contract;

3. Liquidated damages, compensation, and compensation;

4. The lender’s artificial realization of creditor’s rights The fees paid (including but not limited to litigation fees, attorney fees, execution fees, preservation fees, announcement fees, travel expenses, etc.) arising from the liability of the breaching party.

5. The guarantee period of the guarantor’s guarantee liability shall be from the effective date of this contract to two years from the expiration of the debt performance period under this contract;

6. During the validity period of the contract, you are not allowed to sell your land, real estate, cars and other fixed assets; you are not allowed to change, sell or reduce your equity. Special circumstances must be agreed in writing by Party B;

7. All obligations of the guarantor under this contract are continuous and fully binding on its legal successors.

3. Liability for breach of contract

(1) The occurrence of one of the following circumstances shall constitute a breach of contract:

1. Party A changes the purpose of the loan;

2. Party A violated the loan contract and failed to repay the loan principal and interest in the agreed amount;

3. The certificates, information and other documents provided by Party A were false or illegal;

4. During the performance of the contract, Party A or the guarantor disposes of the fixed assets and equity under the contract without authorization;

5. The guarantor provides false financial reports or refuses Party B to supervise and inspect its financial status;

6. Other behaviors of Party A or the guarantor that may affect the return of Party B’s loan.

(2) When a breach of contract occurs, Party B has the right to take one or more of the following measures:

1. Party A’s overdue repayment, in addition to the interest payable, will be extended for one day. Liquidated damages shall be paid to Party B at three thousandths per day of the loan amount.

2. Require Party A to repay all the loans immediately, or require the guarantor to perform its guarantee obligations.

3. Other measures permitted by law.

IV. Resolution

If a dispute occurs during the performance of this contract, the parties shall negotiate to resolve it. If the negotiation fails, the parties agree to resolve it by filing a lawsuit with the people of Zhengzhou City.

V. Others

(1) The IOU attached to this contract is an important part of this contract and has the same legal effect as this contract;

(2) This contract is made in triplicate, with A, B and C each holding one copy;

(3) This contract shall take effect from the date of signing.

Party A (signature): Party B (signature):

Party C (seal):

Legal representative (signature):

Contract signing date: year, month and day

Private private loan contract 3

Lender: ________;

Borrower: ________;

Guarantor: ________.

After full consultation, the three parties signed this contract.

Article 1 From __ month __, year __ to __ month __, year __, the lender shall provide the borrower with ___ loan _________ yuan. The loan and repayment plan are as follows:

Article 2 The lender shall provide the loan to the borrower on time and in amount. Otherwise, the borrower shall be paid liquidated damages based on the amount of default and the number of days of extension. The calculation is the same as the penalty interest for overdue loans.

Article 3 The loan interest rate is based on the current interest rate for bank loans. In case of adjustment, the calculation will be based on the adjusted new interest rate and interest calculation method.

Article 4 The borrower shall use the loan according to the agreement and shall not transfer the purpose. Otherwise, the lender has the right to stop issuing new loans until the loans already issued are recovered.

Article 5 If the borrower fails to use the money within the specified time or amount, it must pay liquidated damages to the lender. Liquidated damages are calculated based on the loan amount, number of days, and 50% of the borrowing interest rate.

Article 6 The borrower guarantees to repay the principal and interest of the loan within the time limit stipulated in the loan contract. If an extension is needed, the borrower must submit an extension application at least three days before the loan expires, and with the lender's approval, the extension procedure will be completed. However, the maximum extension shall not exceed half of the original period. If the lender does not agree to the extension or fails to complete the extension procedures, penalty interest will be charged for overdue loans.

Article 7 The borrower’s loan shall be guaranteed by the guarantor with _______.

Article 8 If the borrower fails to repay the principal and interest on time one month after the loan expires, the guarantee unit (or guarantor) will be responsible for repaying the principal, interest and overdue penalty interest for the borrower.

Article 9 Supplementary Terms (Dispute Resolution Methods, etc.)

_______________________________________________________________________________.

Article 10 This contract is made in four copies. Each party to the loan and the loan shall hold one original copy, one copy for the guarantor, and one copy for the ____ notary office.

Article 11 This contract shall take effect on the date it is signed by both parties.

Lender: ________(Chapter)

Representative: ________(Signature)

Borrower: ________(Chapter)

Representative Person: ________(Signature)

Guarantor: ________(Seal)

Representative: ________(Signature)

Signing Date: Signing Place:

New version of personal loan guarantee contract

Lender:

Borrower:

Guarantor:

The borrower is For production (or business activities), apply for a loan from the lender and hire it as a guarantor. The lender has reviewed and approved it, and after negotiation between the three parties (or both parties), this contract has been entered into for mutual compliance.

Article 1 Type of Loan

Article 2 Purpose of Borrowing

Article 3 The loan amount shall be in RMB (uppercase letters).

Article 4 Borrowing interest rate: The borrowing interest rate is one thousandth, and the interest rate depends on the situation. If the state adjusts the interest rate, it will be calculated according to the new regulations.

Article 5 Loans and Repayment Period

Article 6 Sources of Repayment Funds and Repayment Methods

1. Sources of Repayment Funds:

2. Repayment method:

Article 7 Guarantee Clause

1. If the borrower uses it as collateral and cannot repay the loan when it expires, the lender has the right to Handle collateral. If the borrower repays the loan in full when due, the collateral will be returned to the borrower by the lender.

2. The borrower must use the loan in accordance with the purposes specified in the loan contract and shall not use it for other purposes or use the loan to carry out illegal activities.

3. The borrower must repay the principal and interest within the time limit stipulated in the contract.

4. The borrower is obliged to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan execution, business management, financial activities, material inventory, etc. The borrower shall provide relevant plans, statistics, financial accounting statements and information.

5. When a guarantor is required to guarantee the loan, the guarantor shall have the right to recover from the borrower after fulfilling its joint liability, and the lender shall be obliged to repay the guarantor.

Article 8 Liability for breach of contract

1. Liability for breach of contract by the borrower

1. If the borrower does not use the loan for the purpose specified in the contract, the lender has the right to Part or all of the loan will be recovered, and penalty interest will be charged on the portion used in default according to the interest rate specified by the bank.

In serious cases, banks may stop issuing new loans within a certain period of time.

2. If the borrower fails to repay the loan overdue, the lender has the right to recover the loan and charge penalty interest in accordance with bank regulations. If the borrower repays the loan in advance, interest shall be charged plus or minus according to regulations.

3. If the borrower uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the lender should recover the principal and interest of the loan, and the relevant units should hold those directly responsible for administrative and economic responsibility. If the circumstances are serious, criminal liability shall be investigated by the judicial organs.

2. Lender’s liability for breach of contract

1. If the lender fails to provide the loan on time, it shall pay liquidated damages to the borrower based on the default amount and the number of days of extension. The calculation of the amount of liquidated damages should be the same as the calculation of the penalty interest charged to the borrower.

2. Employees of banks and credit unions who cause loan losses and waste due to dereliction of duty or use loan contracts to engage in illegal activities should be held administratively and financially responsible. If the circumstances are serious, criminal responsibility shall be investigated by the judicial authorities.

Article 9 Methods for resolving the contract: Disputes arising from the execution of this contract shall be resolved through negotiation between the parties. If negotiation fails, both parties agree to submit the dispute to arbitration by an arbitration committee or to the people.

Article 10 Others

This contract shall not be modified or terminated by any party without authorization unless the "Loan Contract Regulations" allow the modification or termination of the contract. When one party requests to change or terminate this loan contract in accordance with the "Loan Contract Regulations", it shall promptly notify the other parties in writing and reach a written agreement. After this contract is modified or terminated, the borrowings occupied by the borrower and the interest payable shall still be repaid in accordance with the provisions of this contract.

If there are any unsatisfied matters in this contract, supplementary provisions must be made through mutual negotiation between the parties to the contract. The supplementary provisions shall have the same effect as this contract.

This contract shall be made in triplicate, with each of the lender, borrower and guarantor holding one copy; a copy of the contract shall be submitted to the relevant authorities (if notarized or authenticated, it shall be sent to the notarization or authentication agency) Keep one copy of each.

Lender: (Signature)

Address:

Phone number:

Borrower: (Signature)

Address:

Telephone number:

Guarantor: (Signature)

Address:

Telephone number:

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