1. Before payment, the repair shop must pay you the following information:
1、
(1) loss list of insurance company.
② Core Collection Sheet.
③ Vehicle reconnaissance list of insurance company.
(4) Tax repair invoice.
note:
1. If the insurance company doesn't need to get back the loss list because the network is paperless, then you can call the insurance company and ask to fax you a loss list, and you ask to check that the loss list is correct.
Two. Vehicle reconnaissance list means that some insurance companies will stipulate that vehicle repair and replacement parts will be re-inspected when they reach different loss limits. You should call the insurance company and ask if your vehicle needs to be re-inspected. If necessary, there must be a retest sheet, otherwise, this information can be subtracted.
Secondly, you must complete the information yourself:
2、
(5) the original and photocopy of the driving license (note: the photocopy should copy the side with the validity period of the annual review).
6 copy of driver's license,
⑦ Copy of the insured's ID card (double-sided),
⑧ Copy of the insured's own bank card (list the bank where the bank card is opened).
Pet-name ruby copy of the original commercial insurance policy
Above,
The automobile insurance claim information is completed with 9 documents, and the claim information can be submitted to the insurance company for claim settlement. Usually, the claim amount is less than 65,438+0,000 yuan and the insurance company can receive it within 2-3 working days from the date of receiving the complete claim information.
note:
At present, many insurance companies have basically achieved nationwide joint guarantee, which means that you can submit claims information at Kaili Tianan Insurance Company, or you can go back to Guiyang Tianan Insurance Company where you are insured to make claims.
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Three, the key to ensure the quality of automobile repair (before payment)
Please pay special attention to:
As you have purchased the additional insurance of auto insurance "Special Insurance for Spare Parts Replacement", you should personally check the repair situation.
The concise meaning of this clause is: As long as every spare part of your vehicle damaged in this accident reaches more than 20% of the price of replacement materials, the insurance company must replace it, and it cannot be repaired when the damage is determined!
Original meaning of the special insurance clause for replacement of spare parts: At the request of the insured, the insurer (that is, the insurance company) replaces the spare parts with losses exceeding 20% of the replacement material price, and the replaced spare parts (that is, the old parts) are owned by the insurer, but the engines, car bodies, frames and spare parts that cannot be purchased in China are not within the agreed scope of this special clause.
So because of this clause, that is to say, none of the eight documents listed before can be less!
In addition, you'd better call the insurance company now and ask for a new survey. You must attend!
According to what you said, the garage asked you to pick up the car in a few days, so it should not be re-surveyed. )
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Finally, after you understand your rights and interests, you should be good at letting insurance companies supervise the garage.
This is the insurance company's industry code, otherwise, as long as you find that your rights and interests are damaged and the insurance company does not act, you can always complain to the insurance company about the handling personnel and even the garage. Even complained to the CIRC about insurance companies, complained to the transportation bureau and other competent departments about auto repair shops, and even reported the case to the police.