The authorized enterprise can log in to the corresponding enterprise bank account for authorization, and the computer must have an online banking digital certificate, a payer USB certificate and an authorized enterprise USB certificate before it can be authorized. Authorized enterprises can view the orders waiting for authorization, and then click the transaction serial number to confirm the authorization. With the authorization of the authorized person, all orders can be inquired in detail again, and the inquiry can be made by logging in the enterprise online banking.

I. Materials needed for opening the online banking for senior enterprises of China Construction Bank.

Letter of introduction from the unit, identity certificate of the agent, power of attorney of the enterprise as a legal person (authorizing the agent to handle relevant formalities), enterprise certificate (copy of business license, copy of certificate of legal person of public institution or copy of organization code certificate), completed Application Form for Enterprise Customer Service of China Construction Bank Online Banking, Application Form for Enterprise Customer Carrier of China Construction Bank Online Banking, and registration form of enterprise customer service account of China Construction Bank Online Banking, With these materials, the agent goes to the account opening counter to go through the signing and registration formalities, signs the Customer Service Agreement of China Construction Bank Advanced Online Banking Enterprise, and receives the customer identification number and certificate carrier. After handling at the counter, you need to go to CCB official website, enter the corporate e-banking page, click "Download Center" under the online banking login button, and download and install the advanced version of the signature pass and online banking shield management tools.

Second, the conditions of enterprise loans

1) The enterprise has been established for at least one year; 2) The invoice amount in the last 6 months is not less than 6.5438+0.5 million; (3) Having a fixed business place; In good financial condition; (4) Other relevant conditions required by the bank. The loan term and amount of small and medium-sized enterprise credit loans are generally 10- 1 10,000; The loan term is generally 1-3 years.

To sum up, corporate loans are a way of lending to banks. Enterprises should abide by the national industry and industrial policies, and provide valid business licenses, organization certificates and verifications. And submit a loan application to the bank.