On the one hand, the agent signature may be at the expense of the insurance company's refusal to pay compensation. Insurance companies generally regard the signed policy as invalid and will refuse to pay or surrender; On the other hand, the phenomenon of proxy signature implies great moral hazard. For example, persecuting the insured to defraud insurance money. Autosignature helps to resist the existence of this moral hazard and ensure the personal safety of customers.

Article 56 of China's "Insurance Law" stipulates: "A contract with death as the condition for payment of insurance benefits shall be subject to the written consent of the insured, otherwise the contract shall be invalid." Insurance is a serious and legally binding matter, which must be handled in accordance with the law and regulations, and cannot be sloppy. When we buy insurance products, we must change our usual old ideas. Never think that acquaintances and relatives can handle it at will, and that they can do whatever they want if it is a trivial matter.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.