I (the borrower) _ _ _ _ _ _ _ The borrower (the lender) _ _ _ _ _ _ (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Liability for breach of contract: if the borrower fails to repay the loan within the time limit, it shall pay liquidated damages at _ _ _% of the total loan amount; If the case needs to be solved by bringing a lawsuit to the court, the borrower should bear all the extra expenses, including attorney's fees.

Borrower (signature)? ID number:

Guarantor (signature) ID number:

Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

General format of IOUs

IOUs generally consist of three parts: title, text and signature.

(1) title

The title of IOU is generally composed of language names, that is, the word "IOU" is written in large font at the top and middle of the text. Some people write the words "temporarily owed" or "now owed" in this position as the title, but the text of this title is written in the top box of the next line.

(2) Text

The subject of the IOU should write down what the person or unit owes, what it owes and how much it owes, and indicate the repayment date.

(3) Signature

Signature should be accompanied by the name of the owed unit and the personal signature of the handler, and the personal name of the owed party should be attached to the debit note issued by the individual. Meanwhile, the date of signing the debt. Units should build official seals and individuals should build private seals.