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1) Ping An Pratt & Whitney is a subsidiary of China Ping An Insurance (Group) Co., Ltd., which provides financing guarantee, financing consultation, small loans and other services to help small and medium-sized entrepreneurs, individual industrial and commercial households and ordinary wage earners obtain professional loan services and help the development of China's real economy. Ping An Pratt & Whitney is China Ping An Insurance (Group) Co., Ltd., and it is the general name of companies under China Ping An (Group) Co., Ltd. that engage in financing guarantee, financing consultation, microfinance and other businesses.
2) Relying on financial technology, Ping An Pratt & Whitney will gradually build an open technology loan service platform. Ping An Pratt & Whitney, with its ability of resource mining, collection and matching, has aggregated participants with modular advantages in the credit business chain, connected borrowers, credit enhancers and financiers, and has a self-wired online and offline service network and intelligent risk management system verified by more than 65,438+00 years of business experience, exporting basic credit evaluation services to credit enhancers and investors, integrating the financial resources of credit enhancers and investors, and providing diversified loan service solutions for borrowers. Ping An Pratt & Whitney combines technology with offline financial service system through the aggregation model platform to promote the flow of financial resources to small and micro business owners, individual industrial and commercial households, ordinary wage earners and other groups in inclusive finance. Through the innovation of business model, we can find a new way to explore in line with the development status of the industry and the needs of small and micro groups.
3) Ping An Pratt & Whitney assists labor through credit technology to improve the efficiency of financial services. In 20 15, Ping An Pratt & Whitney innovatively applied advanced technologies such as face recognition to the product design of microfinance business, and realized the identity recognition and preliminary portrait of microfinance customers. At present, Ping An Pratt & Whitney innovatively applies new financial technologies to microfinance business in its advantageous areas, including high-precision face recognition technology, micro-expression, AI face audit robot, artificial intelligence represented by intelligent customer service, business application and fraud ability grid of remote interview, multidimensional credit information system, big data, anti-fraud risk control model and so on. , and strive to provide the general public with microfinance products with lower cost, more acceptable price, higher efficiency and better experience.