Bank debts must be repaid. What's the matter with withdrawing from the law? Of course, first of all, you can bring a lawsuit to the court and ask your father to repay the bank debt (because it is illegal for your father to borrow money with someone else's ID card). At the same time, you can sue the director of the credit union (this has nothing to do with retirement, and accepting legal sanctions illegally is not limited by age and retirement. Remember that he is a guarantor (if your father can repay the debt for free, you can ask the court to order him to repay the bank debt with your father). Legally, directors are responsible for civil "joint compensation". In addition, he is a national staff member. If he violates the law first (knowing that it is illegal for your father to borrow someone else's ID card to borrow a loan, which has caused losses to the country for personal gain), he can sue alone and may have to go to court. In addition, banks are also partly (relatively small) responsible, because they have not done serious examination and verification. It means there is something wrong with the internal system. However, you and your uncle will eventually help your father share a little (if you don't help your father), then he will go to court. If the other director has better financial conditions, you can ask him to pay more and not be soft-hearted, or you will be doomed. You still have them. I hope you'd better consult your lawyer carefully. After all, the amount is relatively large. Seeing your father like this, you might as well go to court. You have no sense of responsibility at all. Tell him to reflect in prison. Hehe, this is angry words. Go and consult a lawyer carefully. I hope this matter can be properly solved.