The company stipulates that the bank will issue the card on its behalf, that is, every employee must apply for the card, instead of agreeing if the employee is unwilling to do so.

If you really want to give him change, make a new cash receipt signature form outside the salary slip, write down the salary month and amount clearly, and then the payee will sign it and let him sign it by hand. You can keep it well. Prove that he was paid.