2. After the general applicant submits the application online, the bank will send a text message to inform him that he has passed the preliminary examination, and ask him to arrive at the issuing bank's business outlets for face-to-face signing with his ID card at the specified time.
3. If the issuing bank issues the credit card to the applicant, then the applicant needs to go to the bank to face-to-face sign the activation card after receiving the credit card.
4. Applicants should bring their ID card, credit card and card confirmation letter mailed with the card.
The interview is only to confirm the identity of the applicant, so the bank staff will ask some personal information of the applicant to make sure that you are the applicant himself.
Extended data:
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Card opening: Since the card is mailed after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.
After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.
References:
Credit card-Baidu encyclopedia