First, the monthly limit of a bank card means that the monthly cumulative limit is certain.

2. If you have online banking, you can directly log in to the online banking page to modify the limit.

3. If there is no online banking, you can suggest that the other party go directly to the bank counter with their ID card to apply.

4. Example:

The People's Bank of China stipulates that the limit for personal online banking payments is 5,000 yuan per transaction. Transfers are 50,000 per day.

To apply for large-amount transfers or single transaction limits, you need to apply to the bank.

If the bank card payment limit for the month is exceeded, you can adjust the bank card payment limit through the bank counter.

The payment limit is for the current month, and there will be no limit on the first of the next month.

1. This limit should be the transaction limit you set when you started online banking. You can only change the transaction limit at a bank branch.

2. Use Alipay or online banking that has opened large transactions to solve the problem of bank card limits.

3. On July 31, the central bank publicly solicited opinions from the public on the "Administrative Measures for Online Payment Business of Non-bank Payment Institutions (Draft for Comment)". The draft stipulates that payment institutions shall adopt methods that do not include digital certificates, For transactions that are verified by two or more elements including electronic signatures, the cumulative daily amount of all payment accounts of a single customer should not exceed 5,000 yuan. Does this mean shopping can no longer be enjoyable?

4. Not really. The central bank later made it clear that the quota limit only regulates transactions in which individual customers use the "balance" of their payment accounts to pay. Transactions in which customers use bank accounts to pay (including "commercial bank gateway payment", "bank card quick payment", etc.) are not subject to this limit. Terms Restrictions.

How to lift the single-day limit of a bank card

The methods to lift the single-day limit of a bank card are:

1. Make changes in online banking, usually on the online banking page. There are settings for bank cards where you can change the transfer limit.

2. Call the customer service hotline to change the limit. Call the customer service hotline and provide your ID card information and transaction password to modify the limit. 3. Go to the counter to make changes. Bring your ID card and its copy to the counter for processing.