Yes, I must sign the five-family joint guarantee loan, because five-family joint guarantee is a loan, and any loan must be signed and agreed by me. Five, the joint loan bank shall meet the following requirements:

1. Joint guarantee loan for merchants: refers to a joint guarantee team composed of five individual industrial and commercial households with business licenses or owners of sole proprietorship enterprises, who can apply for loans from credit cooperatives or China Postal Savings Bank without other guarantees.

2. Farmers' joint guarantee loan: It means that five farmers form a joint guarantee team and can apply for loans from credit cooperatives or China Postal Savings Bank without other guarantees. The maximum loan amount for each household is temporarily 50,000 yuan.